Is TSMY or RYLD a better dividend investment in 2026?

TSMY currently yields 56.63% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: TSMY offers higher current income.

What is the dividend yield difference between TSMY and RYLD?

TSMY has a forward dividend yield of 56.63% ($8.83/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 44.49 percentage points.

Home › Compare › TSMY vs RYLD

TSMY vs RYLD: Dividend Comparison 2026

TSMY yields 56.63% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TSMY wins by $507.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TSMY

● Live price

56.63%

Share price

$15.60

Annual div

$8.83

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$551.5K

Annual income

$123,278.53

Full TSMY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — TSMY vs RYLD

📍 TSMY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSMY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TSMY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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TSMY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSMY

Annual income on $10K today (after 15% tax)

$4,813.51/yr

After 10yr DRIP, annual income (after tax)

$104,786.75/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, TSMY beats the other by $102,587.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TSMY + RYLD for your $10,000?

TSMY: 50%RYLD: 50%

100% RYLD50/50100% TSMY

Portfolio after 10yr

$298.0K

Annual income

$62,932.94/yr

Blended yield

21.12%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSMY buys

RYLD buys

No recent congressional trades found for TSMY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSMYRYLD

Forward yield	56.63% ✓	12.14%
Annual dividend / share	$8.83 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$551.5K ✓	$44.5K
Annual income after 10y	$123,278.53 ✓	$2,587.35
Total dividends collected	$452.2K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TSMY vs RYLD ($10,000, DRIP)

Year	TSMY Portfolio	TSMY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$16,363	$5,662.95	$11,914	$1,213.65	+$4.4K → TSMY
2	$26,168	$8,660.05	$14,099	$1,351.30	+$12.1K → TSMY
3	$40,944	$12,943.52	$16,580	$1,494.55	+$24.4K → TSMY
4	$62,737	$18,926.86	$19,384	$1,642.61	+$43.4K → TSMY
5	$94,232	$27,103.71	$22,535	$1,794.70	+$71.7K → TSMY
6	$138,875	$38,047.11	$26,063	$1,950.00	+$112.8K → TSMY
7	$201,001	$52,404.04	$29,995	$2,107.69	+$171.0K → TSMY
8	$285,955	$70,884.85	$34,361	$2,266.99	+$251.6K → TSMY
9	$400,220	$94,247.70	$39,194	$2,427.12	+$361.0K → TSMY
10	$551,514	$123,278.53	$44,525	$2,587.35	+$507.0K → TSMY

TSMY vs RYLD: Complete Analysis 2026

TSMY — Stock

The YieldMax TSM Option Income Strategy ETF (TSMY) is an actively managed exchange-traded fund that seeks to generate weekly income by selling call options or call spreads on TSM. The strategy is designed to capture option premiums while providing participation in the share price appreciation of TSM.

Full TSMY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.