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TSRS vs SCHD: Dividend Comparison 2026

TSRS yields 0.63% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.4K in total portfolio value
10 years
TSRS
TSRS
● Live price
0.63%
Share price
$25.27
Annual div
$0.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$65.96
Full TSRS calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — TSRS vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTSRSSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TSRS + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TSRS pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSRS
Annual income on $10K today (after 15% tax)
$53.81/yr
After 10yr DRIP, annual income (after tax)
$56.07/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $305.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSRS + SCHD for your $10,000?

TSRS: 50%SCHD: 50%
100% SCHD50/50100% TSRS
Portfolio after 10yr
$24.8K
Annual income
$245.95/yr
Blended yield
0.99%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSRS buys
0
SCHD buys
0
No recent congressional trades found for TSRS or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTSRSSCHD
Forward yield0.63%3.46%
Annual dividend / share$0.16$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.6K$29.0K
Annual income after 10y$65.96$425.95
Total dividends collected$647.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TSRS vs SCHD ($10,000, DRIP)

YearTSRS PortfolioTSRS Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,763$63.30$11,226$346.36$463.00SCHD
2$11,580$63.68$12,572$357.38$992.00SCHD
3$12,455$64.03$14,046$367.84$1.6KSCHD
4$13,391$64.36$15,660$377.73$2.3KSCHD
5$14,393$64.67$17,425$387.07$3.0KSCHD
6$15,466$64.96$19,354$395.86$3.9KSCHD
7$16,614$65.24$21,461$404.13$4.8KSCHD
8$17,842$65.50$23,762$411.89$5.9KSCHD
9$19,157$65.74$26,272$419.15$7.1KSCHD
10$20,564$65.96$29,010$425.95$8.4KSCHD

TSRS vs SCHD: Complete Analysis 2026

TSRSStock

TSRS is a passively managed ETF designed to closely replicate, before fees and expenses, the performance of an index of US-listed real estate investment trusts (REITs). To be included in the index, a REIT must derive a majority of its revenues from states that voted for a Republican presidential candidate in at least two of the last three elections. Securities must meet market capitalization, liquidity, and trading volume requirements, with index caps. The index is reviewed quarterly and applies a modified free-float adjusted market capitalization weighting methodology. The fund may use cash equivalents and derivatives to help manage liquidity or portfolio rebalancing, and is classified as non-diversified.

Full TSRS Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.