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TT vs SAP: Dividend Comparison 2026

TT yields 0.96% · SAP yields 1.76%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TT wins by $236.8K in total portfolio value· pulled ahead in Year 4
10 years
TT
TT
● Live price
0.96%
Share price
$403.93
Annual div
$3.87
5Y div CAGR
77.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$297.1K
Annual income
$177,604.16
Full TT calculator →
SAP
SAP
● Live price
1.76%
Share price
$168.29
Annual div
$2.97
5Y div CAGR
43.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$60.2K
Annual income
$14,866.12
Full SAP calculator →

Portfolio growth — TT vs SAP

📍 TT pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTTSAP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TT + SAP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TT pays
SAP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TT
Annual income on $10K today (after 15% tax)
$81.44/yr
After 10yr DRIP, annual income (after tax)
$150,963.54/yr
SAP
Annual income on $10K today (after 15% tax)
$150.01/yr
After 10yr DRIP, annual income (after tax)
$12,636.20/yr
At 15% tax rate, TT beats the other by $138,327.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TT + SAP for your $10,000?

TT: 50%SAP: 50%
100% SAP50/50100% TT
Portfolio after 10yr
$178.7K
Annual income
$96,235.14/yr
Blended yield
53.86%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SAP right now

TT
Analyst Ratings
10
Buy
14
Hold
1
Sell
Consensus: Hold
Price Target
$471.88
+16.8% upside vs current
Range: $370.00 — $520.00
Altman Z
6.6
Piotroski
8/9
SAP
Analyst Ratings
22
Buy
14
Hold
7
Sell
Consensus: Buy
Price Target
$415.33
+146.8% upside vs current
Range: $245.00 — $718.00
Altman Z
6.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TT buys
0
SAP buys
0
No recent congressional trades found for TT or SAP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTTSAP
Forward yield0.96%1.76%
Annual dividend / share$3.87$2.97
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR77.2%43.3%
Portfolio after 10y$297.1K$60.2K
Annual income after 10y$177,604.16$14,866.12
Total dividends collected$265.9K$36.3K
Payment frequencyquarterlyquarterly
SectorIndustrialsStock
Analyst consensusHoldBuy
Analyst price target$471.88$415.33

Year-by-year: TT vs SAP ($10,000, DRIP)

YearTT PortfolioTT Income/yrSAP PortfolioSAP Income/yrGap
1$10,870$169.77$10,953$252.90$83.00SAP
2$11,936$305.61$12,091$370.97$155.00SAP
3$13,328$555.77$13,485$548.42$157.00SAP
4← crossover$15,288$1,027.68$15,249$819.21+$39.00TT
5$18,311$1,952.29$17,556$1,240.57+$755.00TT
6$23,465$3,872.33$20,698$1,912.91+$2.8KTT
7$33,325$8,217.96$25,168$3,020.33+$8.2KTT
8$54,987$19,328.64$31,848$4,918.38+$23.1KTT
9$111,652$52,815.95$42,412$8,335.30+$69.2KTT
10$297,071$177,604.16$60,247$14,866.12+$236.8KTT

TT vs SAP: Complete Analysis 2026

TTIndustrials

Trane Technologies plc, together with its subsidiaries, engages in the designing, manufacturing, selling, and servicing of solutions for heating, ventilation, air conditioning, and transport refrigeration. It offers air conditioners, exchangers, and handlers; airside and terminal devices; auxiliary power units; chillers; coils and condensers; gensets; furnaces; heat pumps; home automation products; humidifiers; hybrid and non-diesel transport refrigeration, and ice energy storage solutions; indoor air quality assessments and related products; large and light commercial unitary products; motor replacements; refrigerant reclamation products; thermostats/controls; transport heater products; variable refrigerant flow products; and water source heat pumps. The company also provides building management, control, ductless, geothermal, package heating and cooling, temporary heating and cooling, and unitary systems; bus, rail, and multi-pipe heating, ventilation, and air conditioning systems; and container, cryogenic, diesel-powered, electric-powered trailer and truck, hybrid-powered trailer, industrial, rail, self-powered truck, trailer, and vehicle-powered truck refrigeration systems, as well as aftermarket and OEM parts and supplies. In addition, it offers energy and facility management, installation and performance contracting, repair and maintenance, and rental services. It markets and sells its products under the Trane and Thermo King brands through sales offices, distributors, and dealers in the United States; and through sales and service companies with a supporting chain of distributors worldwide. The company was formerly known as Ingersoll-Rand Plc and changed its name to Trane Technologies plc in March 2020. Trane Technologies plc was founded in 1885 and is headquartered in Swords, Ireland.

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SAPStock

SAP SE, together with its subsidiaries, provides applications, technology, and services worldwide. It offers SAP S/4HANA that provides software capabilities for finance, risk and project management, procurement, manufacturing, supply chain and asset management, and research and development; SAP SuccessFactors solutions for human resources, including HR and payroll, talent and employee experience management, and people and workforce analytics; and spend management solutions that covers direct and indirect spend, travel and expense, and external workforce management. The company also provides SAP customer experience solutions; SAP Business Technology platform that enables customers and partners to build, integrate, and automate applications; and SAP Business Network, a business-to-business collaboration platform that helps digitalize key business processes across the supply chain and enables communication between trading partners. In addition, it offers SAP Signavio to help customers to discover, analyze, and understand their business process operations; SAP's industry cloud solutions that provides modular solutions addressing industry-specific functions; Taulia solutions for working capital management to help enable customers mitigate the effects of inflation by providing visibility into working capital and access to liquidity; and sustainability solutions and services. SAP SE was founded in 1972 and is headquartered in Walldorf, Germany.

Full SAP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.