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TUG vs SCHD: Dividend Comparison 2026

TUG yields 2.52% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.5K in total portfolio value
10 years
TUG
TUG
● Live price
2.52%
Share price
$37.17
Annual div
$0.94
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$296.12
Full TUG calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — TUG vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTUGSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TUG + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TUG pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TUG
Annual income on $10K today (after 15% tax)
$213.96/yr
After 10yr DRIP, annual income (after tax)
$251.70/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $107.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TUG + SCHD for your $10,000?

TUG: 50%SCHD: 50%
100% SCHD50/50100% TUG
Portfolio after 10yr
$26.2K
Annual income
$359.36/yr
Blended yield
1.37%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TUG buys
0
SCHD buys
0
No recent congressional trades found for TUG or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTUGSCHD
Forward yield2.52%3.44%
Annual dividend / share$0.94$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.4K$29.0K
Annual income after 10y$296.12$422.61
Total dividends collected$2.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TUG vs SCHD ($10,000, DRIP)

YearTUG PortfolioTUG Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,952$251.71$11,224$344.10$272.00SCHD
2$11,976$257.63$12,567$354.98$591.00SCHD
3$13,078$263.30$14,038$365.30$960.00SCHD
4$14,262$268.71$15,648$375.06$1.4KSCHD
5$15,534$273.87$17,410$384.27$1.9KSCHD
6$16,900$278.78$19,335$392.95$2.4KSCHD
7$18,367$283.46$21,437$401.10$3.1KSCHD
8$19,940$287.90$23,733$408.75$3.8KSCHD
9$21,628$292.12$26,237$415.91$4.6KSCHD
10$23,438$296.12$28,968$422.61$5.5KSCHD

TUG vs SCHD: Complete Analysis 2026

TUGStock

The fund is an actively-managed ETF that seeks to achieve its investment objective by allocating its investments among a combination of (i) U.S. equity securities or ETFs that, in the aggregate, seek to replicate the Nasdaq-100 Index (the “Index Allocation”), (ii) directly in, or in ETFs that hold, long-duration U.S. Treasury securities (the “Fixed Income Allocation”), and (iii) short-term U.S. Treasury bills, money market funds, and cash and/or cash equivalents (the “Cash Equivalents”). It is non-diversified.

Full TUG Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.