HomeCompareTVLF vs FCPT

TVLF vs FCPT: Dividend Comparison 2026

TVLF yields 2.01% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $25.2K in total portfolio value
10 years
TVLF
TVLF
● Live price
2.01%
Share price
$9.95
Annual div
$0.20
5Y div CAGR
6.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.9K
Annual income
$444.92
Full TVLF calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — TVLF vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTVLFFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TVLF + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TVLF pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TVLF
Annual income on $10K today (after 15% tax)
$170.85/yr
After 10yr DRIP, annual income (after tax)
$378.18/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,530.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TVLF + FCPT for your $10,000?

TVLF: 50%FCPT: 50%
100% FCPT50/50100% TVLF
Portfolio after 10yr
$36.5K
Annual income
$3,110.10/yr
Blended yield
8.53%
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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

TVLF
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TVLF buys
0
FCPT buys
0
No recent congressional trades found for TVLF or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTVLFFCPT
Forward yield2.01%6.05%
Annual dividend / share$0.20$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR6.4%15.8%
Portfolio after 10y$23.9K$49.1K
Annual income after 10y$444.92$5,775.28
Total dividends collected$3.2K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: TVLF vs FCPT ($10,000, DRIP)

YearTVLF PortfolioTVLF Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$10,914$213.87$11,401$700.92$487.00FCPT
2$11,910$232.11$13,064$864.84$1.2KFCPT
3$12,996$251.87$15,051$1,072.48$2.1KFCPT
4$14,178$273.28$17,442$1,337.22$3.3KFCPT
5$15,467$296.49$20,340$1,677.08$4.9KFCPT
6$16,872$321.63$23,880$2,116.57$7.0KFCPT
7$18,402$348.87$28,241$2,689.36$9.8KFCPT
8$20,068$378.37$33,660$3,442.07$13.6KFCPT
9$21,883$410.32$40,456$4,439.95$18.6KFCPT
10$23,860$444.92$49,063$5,775.28$25.2KFCPT

TVLF vs FCPT: Complete Analysis 2026

TVLFStock

Tennessee Valley Financial Holdings, Inc. operates as the bank holding company for TNBank that provides various financial services to individual and corporate customers. The company offers checking accounts, savings accounts, money market investment accounts, certificates of deposit, and individual retirement accounts. It also provides commercial, residential, and consumer loans; and mortgage products. In addition, the company offers remote deposit capture, a Web-based solution for businesses to make check deposits; and merchant services, such as credit and debit card processing, electronic gift card program, electronic check services, and Internet processing services. Further, it provides credit/debit cards, ACH payroll services, mobile, online, and telephone banking services. The company was incorporated for 1994 and is based in Oak Ridge, Tennessee.

Full TVLF Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.