Is TVLF or QYLD a better dividend investment in 2026?

TVLF currently yields 2.01% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between TVLF and QYLD?

TVLF has a forward dividend yield of 2.01% ($0.20/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.91 percentage points.

Home › Compare › TVLF vs QYLD

TVLF vs QYLD: Dividend Comparison 2026

TVLF yields 2.01% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $1.5K in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

TVLF

● Live price

2.01%

Share price

$9.95

Annual div

$0.20

5Y div CAGR

6.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.9K

Annual income

$444.92

Full TVLF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — TVLF vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TVLF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TVLF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TVLF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TVLF

Annual income on $10K today (after 15% tax)

$170.85/yr

After 10yr DRIP, annual income (after tax)

$378.18/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,432.23/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TVLF + QYLD for your $10,000?

TVLF: 50%QYLD: 50%

100% QYLD50/50100% TVLF

Portfolio after 10yr

$24.6K

Annual income

$3,052.12/yr

Blended yield

12.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TVLF buys

QYLD buys

No recent congressional trades found for TVLF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTVLFQYLD

Forward yield	2.01%	11.92% ✓
Annual dividend / share	$0.20	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	6.4% ✓	0%
Portfolio after 10y	$23.9K	$25.4K ✓
Annual income after 10y	$444.92	$5,659.31 ✓
Total dividends collected	$3.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TVLF vs QYLD ($10,000, DRIP)

Year	TVLF Portfolio	TVLF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,914	$213.87	$10,352	$1,192.36	+$562.00 → TVLF
2	$11,910	$232.11	$10,830	$1,347.57	+$1.1K → TVLF
3	$12,996	$251.87	$11,460	$1,539.07	+$1.5K → TVLF
4	$14,178	$273.28	$12,275	$1,777.84	+$1.9K → TVLF
5	$15,467	$296.49	$13,323	$2,078.95	+$2.1K → TVLF
6	$16,872	$321.63	$14,667	$2,463.34	+$2.2K → TVLF
7	$18,402	$348.87	$16,396	$2,960.57	+$2.0K → TVLF
8	$20,068	$378.37	$18,631	$3,612.97	+$1.4K → TVLF
9	$21,883	$410.32	$21,548	$4,482.15	+$335.00 → TVLF
10← crossover	$23,860	$444.92	$25,398	$5,659.31	$1.5K → QYLD

TVLF vs QYLD: Complete Analysis 2026

TVLF — Stock

Tennessee Valley Financial Holdings, Inc. operates as the bank holding company for TNBank that provides various financial services to individual and corporate customers. The company offers checking accounts, savings accounts, money market investment accounts, certificates of deposit, and individual retirement accounts. It also provides commercial, residential, and consumer loans; and mortgage products. In addition, the company offers remote deposit capture, a Web-based solution for businesses to make check deposits; and merchant services, such as credit and debit card processing, electronic gift card program, electronic check services, and Internet processing services. Further, it provides credit/debit cards, ACH payroll services, mobile, online, and telephone banking services. The company was incorporated for 1994 and is based in Oak Ridge, Tennessee.

Full TVLF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.