Is TWAPF or CL a better dividend investment in 2026?

TWAPF currently yields 2.78% with a 5% 5-year dividend growth rate. CL yields 4.00% with 5% growth. The better choice depends on your goal: CL offers higher current income.

What is the dividend yield difference between TWAPF and CL?

TWAPF has a forward dividend yield of 2.78% ($0.47/share annually). CL yields 4.00% ($2.00/share annually). The yield gap is 1.22 percentage points.

Home › Compare › TWAPF vs CL

TWAPF vs CL: Dividend Comparison 2026

TWAPF yields 2.78% · CL yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TWAPF wins by $74.3K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

TWAPF

● Live price

2.78%

Share price

$16.83

Annual div

$0.47

5Y div CAGR

42.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$102.3K

Annual income

$34,039.47

Full TWAPF calculator →

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full CL calculator →

Portfolio growth — TWAPF vs CL

📍 TWAPF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TWAPF	CL
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TWAPF + CL cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TWAPF pays

CL pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWAPF

Annual income on $10K today (after 15% tax)

$236.32/yr

After 10yr DRIP, annual income (after tax)

$28,933.55/yr

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, TWAPF beats the other by $28,169.24/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TWAPF + CL for your $10,000?

TWAPF: 50%CL: 50%

100% CL50/50100% TWAPF

Portfolio after 10yr

$65.2K

Annual income

$17,469.34/yr

Blended yield

26.80%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

TWAPF

No analyst data

Altman Z

1.9

Piotroski

6/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$92.45

+84.9% upside vs current

Range: $85.00 — $100.00

Altman Z

4.5

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWAPF buys

CL buys

Politician	Chamber	Ticker	Type	Amount	Date
John Boozman	🏛 Senate	$CL	▼ Sell	$1,001 - $15,000	2025-10-09
Ro Khanna	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-10-07
Rick Larsen	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-10-06
Ro Khanna	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-29
Julie Johnson	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-25
Lisa McClain	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-11
Tim Moore	🏢 House	$CL	▼ Sell	$1,001 - $15,000	2025-09-10
Ro Khanna	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-09-05
Ro Khanna	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-08-26
Lisa McClain	🏢 House	$CL	▲ Buy	$1,001 - $15,000	2025-08-13

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTWAPFCL

Forward yield	2.78%	4.00% ✓
Annual dividend / share	$0.47	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	42.8% ✓	5%
Portfolio after 10y	$102.3K ✓	$28.0K
Annual income after 10y	$34,039.47 ✓	$899.19
Total dividends collected	$75.0K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: TWAPF vs CL ($10,000, DRIP)

Year	TWAPF Portfolio	TWAPF Income/yr	CL Portfolio	CL Income/yr	Gap
1	$11,097	$397.02	$11,120	$420.00	$23.00 → CL
2← crossover	$12,462	$587.99	$12,357	$458.31	+$105.00 → TWAPF
3	$14,215	$881.22	$13,721	$499.76	+$494.00 → TWAPF
4	$16,552	$1,341.55	$15,227	$544.58	+$1.3K → TWAPF
5	$19,795	$2,084.70	$16,885	$593.02	+$2.9K → TWAPF
6	$24,508	$3,327.36	$18,713	$645.34	+$5.8K → TWAPF
7	$31,722	$5,497.89	$20,724	$701.81	+$11.0K → TWAPF
8	$43,439	$9,496.96	$22,938	$762.73	+$20.5K → TWAPF
9	$63,836	$17,356.18	$25,372	$828.41	+$38.5K → TWAPF
10	$102,344	$34,039.47	$28,047	$899.19	+$74.3K → TWAPF

TWAPF vs CL: Complete Analysis 2026

TWAPF — Stock

Towa Pharmaceutical Co., Ltd., together with its subsidiaries, researches, develops, produces, and sells ethical drugs, active pharmaceutical ingredients, and intermediates in Japan. The company provides its products in the therapeutic areas of diabetes, digestive system, nervous system, and allergic diseases, as well as vitamins, antibiotics, and oncology products. It had a portfolio of approximately 700 drug products. Towa Pharmaceutical Co., Ltd. was founded in 1951 and is headquartered in Osaka, Japan.

Full TWAPF Calculator →

CL — Consumer Staples

CL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CL shares.

Full CL Calculator →

📬

Get this TWAPF vs CL comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TWAPF vs SCHD TWAPF vs JEPI TWAPF vs O TWAPF vs KO TWAPF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.