Is TWAPF or VYM a better dividend investment in 2026?

TWAPF currently yields 2.78% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: TWAPF offers higher current income.

What is the dividend yield difference between TWAPF and VYM?

TWAPF has a forward dividend yield of 2.78% ($0.47/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 0.37 percentage points.

Home › Compare › TWAPF vs VYM

TWAPF vs VYM: Dividend Comparison 2026

TWAPF yields 2.78% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TWAPF wins by $74.5K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

TWAPF

● Live price

2.78%

Share price

$16.83

Annual div

$0.47

5Y div CAGR

42.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$102.3K

Annual income

$34,039.47

Full TWAPF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — TWAPF vs VYM

📍 TWAPF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TWAPF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TWAPF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

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TWAPF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWAPF

Annual income on $10K today (after 15% tax)

$236.32/yr

After 10yr DRIP, annual income (after tax)

$28,933.55/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, TWAPF beats the other by $28,696.78/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TWAPF + VYM for your $10,000?

TWAPF: 50%VYM: 50%

100% VYM50/50100% TWAPF

Portfolio after 10yr

$65.1K

Annual income

$17,159.01/yr

Blended yield

26.36%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWAPF buys

VYM buys

No recent congressional trades found for TWAPF or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTWAPFVYM

Forward yield	2.78% ✓	2.41%
Annual dividend / share	$0.47	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	42.8% ✓	0%
Portfolio after 10y	$102.3K ✓	$27.8K
Annual income after 10y	$34,039.47 ✓	$278.55
Total dividends collected	$75.0K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TWAPF vs VYM ($10,000, DRIP)

Year	TWAPF Portfolio	TWAPF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1	$11,097	$397.02	$11,151	$241.44	$54.00 → VYM
2← crossover	$12,462	$587.99	$12,413	$246.79	+$49.00 → TWAPF
3	$14,215	$881.22	$13,794	$251.79	+$421.00 → TWAPF
4	$16,552	$1,341.55	$15,306	$256.47	+$1.2K → TWAPF
5	$19,795	$2,084.70	$16,960	$260.84	+$2.8K → TWAPF
6	$24,508	$3,327.36	$18,768	$264.92	+$5.7K → TWAPF
7	$31,722	$5,497.89	$20,745	$268.71	+$11.0K → TWAPF
8	$43,439	$9,496.96	$22,905	$272.24	+$20.5K → TWAPF
9	$63,836	$17,356.18	$25,265	$275.51	+$38.6K → TWAPF
10	$102,344	$34,039.47	$27,842	$278.55	+$74.5K → TWAPF

TWAPF vs VYM: Complete Analysis 2026

TWAPF — Stock

Towa Pharmaceutical Co., Ltd., together with its subsidiaries, researches, develops, produces, and sells ethical drugs, active pharmaceutical ingredients, and intermediates in Japan. The company provides its products in the therapeutic areas of diabetes, digestive system, nervous system, and allergic diseases, as well as vitamins, antibiotics, and oncology products. It had a portfolio of approximately 700 drug products. Towa Pharmaceutical Co., Ltd. was founded in 1951 and is headquartered in Osaka, Japan.

Full TWAPF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.