Is TWCAX or XYLD a better dividend investment in 2026?

TWCAX currently yields 11.71% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: TWCAX offers higher current income.

What is the dividend yield difference between TWCAX and XYLD?

TWCAX has a forward dividend yield of 11.71% ($12.93/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.73 percentage points.

Home › Compare › TWCAX vs XYLD

TWCAX vs XYLD: Dividend Comparison 2026

TWCAX yields 11.71% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TWCAX wins by $18.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TWCAX

● Live price

11.71%

Share price

$110.43

Annual div

$12.93

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43.3K

Annual income

$2,432.49

Full TWCAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TWCAX vs XYLD

📍 TWCAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TWCAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TWCAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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TWCAX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWCAX

Annual income on $10K today (after 15% tax)

$995.10/yr

After 10yr DRIP, annual income (after tax)

$2,067.62/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $668.55/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TWCAX + XYLD for your $10,000?

TWCAX: 50%XYLD: 50%

100% XYLD50/50100% TWCAX

Portfolio after 10yr

$34.3K

Annual income

$2,825.75/yr

Blended yield

8.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWCAX buys

XYLD buys

No recent congressional trades found for TWCAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTWCAXXYLD

Forward yield	11.71% ✓	10.98%
Annual dividend / share	$12.93 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$43.3K ✓	$25.3K
Annual income after 10y	$2,432.49	$3,219.02 ✓
Total dividends collected	$17.9K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TWCAX vs XYLD ($10,000, DRIP)

Year	TWCAX Portfolio	TWCAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,871	$1,170.71	$10,818	$1,098.39	+$1.1K → TWCAX
2	$14,000	$1,298.79	$11,738	$1,222.51	+$2.3K → TWCAX
3	$16,412	$1,431.60	$12,774	$1,364.64	+$3.6K → TWCAX
4	$19,129	$1,568.41	$13,944	$1,527.86	+$5.2K → TWCAX
5	$22,177	$1,708.49	$15,270	$1,715.87	+$6.9K → TWCAX
6	$25,580	$1,851.10	$16,775	$1,933.09	+$8.8K → TWCAX
7	$29,366	$1,995.50	$18,490	$2,184.87	+$10.9K → TWCAX
8	$33,563	$2,140.98	$20,450	$2,477.63	+$13.1K → TWCAX
9	$38,199	$2,286.86	$22,697	$2,819.19	+$15.5K → TWCAX
10	$43,306	$2,432.49	$25,280	$3,219.02	+$18.0K → TWCAX

TWCAX vs XYLD: Complete Analysis 2026

TWCAX — Stock

The fund normally invests in stocks of companies that the adviser believes will increase in value over time. The portfolio managers make their investment decisions based primarily on their analysis of individual companies, rather than on broad economic forecasts. The portfolio managers use a variety of analytical research tools and techniques to identify the stocks of larger-sized companies that meet their investment criteria. Under normal market conditions, the portfolio managers seek securities of companies whose earnings or revenues are not only growing, but growing at an accelerated pace.

Full TWCAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.