HomeCompareTWCF vs SCHD

TWCF vs SCHD: Dividend Comparison 2026

TWCF yields 10.38% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TWCF wins by $558544.16M in total portfolio value
10 years
TWCF
TWCF
● Live price
10.38%
Share price
$36.50
Annual div
$3.79
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$558544.19M
Annual income
$548,392,959,817.14
Full TWCF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — TWCF vs SCHD

📍 TWCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTWCFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TWCF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TWCF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWCF
Annual income on $10K today (after 15% tax)
$882.12/yr
After 10yr DRIP, annual income (after tax)
$466,134,015,844.57/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, TWCF beats the other by $466,134,015,485.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TWCF + SCHD for your $10,000?

TWCF: 50%SCHD: 50%
100% SCHD50/50100% TWCF
Portfolio after 10yr
$279272.11M
Annual income
$274,196,480,119.87/yr
Blended yield
98.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWCF buys
0
SCHD buys
0
No recent congressional trades found for TWCF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTWCFSCHD
Forward yield10.38%3.44%
Annual dividend / share$3.79$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$558544.19M$29.0K
Annual income after 10y$548,392,959,817.14$422.61
Total dividends collected$557858.00M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TWCF vs SCHD ($10,000, DRIP)

YearTWCF PortfolioTWCF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,776$2,075.59$11,224$344.10+$1.6KTWCF
2$18,626$4,956.42$12,567$354.98+$6.1KTWCF
3$33,437$13,507.03$14,038$365.30+$19.4KTWCF
4$81,100$45,322.02$15,648$375.06+$65.5KTWCF
5$292,245$205,468.69$17,410$384.27+$274.8KTWCF
6$1,696,651$1,383,948.44$19,335$392.95+$1.68MTWCF
7$16,833,374$15,017,957.70$21,437$401.10+$16.81MTWCF
8$296,518,466$278,506,755.14$23,733$408.75+$296.49MTWCF
9$9,487,130,704$9,169,855,945.88$26,237$415.91+$9487.10MTWCF
10$558,544,189,671$548,392,959,817.14$28,968$422.61+$558544.16MTWCF

TWCF vs SCHD: Complete Analysis 2026

TWCFStock

Town and Country Financial Corporation operates as the bank holding company for Town and Country Bank that provides a range of banking and financial services to individuals, organizations, and businesses in central and metro-east areas of Illinois. It accepts various deposits products, such as checking, savings, health savings, money market, individual retirement, and business accounts, as well as certificates of deposit. The company also provides various loan products, such as auto, personal, mortgage, home equity, home improvement, land and lot, and bridge loans; business term, lines of credit, small business administration, and commercial real estate loans, as well as public finance package that includes public fund deposit and treasury management solutions; and equipment loans, agricultural lines of credit, and farm real estate loans. In addition, it offers debit and credit cards; lease financing; safe deposit boxes, cashier's checks, notary, and electronic transfer services; online banking and bill pay, cash management, mobile banking, merchant, lockbox, and overdraft protection services; and personal and business financial planning services. Town and Country Financial Corporation was founded in 1962 and is headquartered in Springfield, Illinois.

Full TWCF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.