Is TWCT or SCHD a better dividend investment in 2026?

TWCT currently yields 19.88% with a 5% 5-year dividend growth rate. SCHD yields 3.43% with 13.05% growth. The better choice depends on your goal: TWCT offers higher current income.

What is the dividend yield difference between TWCT and SCHD?

TWCT has a forward dividend yield of 19.88% ($2.00/share annually). SCHD yields 3.43% ($1.06/share annually). The yield gap is 16.45 percentage points.

Home › Compare › TWCT vs SCHD

TWCT vs SCHD: Dividend Comparison 2026

TWCT yields 19.88% · SCHD yields 3.43%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TWCT wins by $43.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TWCT

● Live price

19.88%

Share price

$10.06

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$72.5K

Annual income

$6,653.58

Full TWCT calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.43%

Share price

$30.74

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$421.70

Full SCHD calculator →

Portfolio growth — TWCT vs SCHD

📍 TWCT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TWCT	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TWCT + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TWCT pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWCT

Annual income on $10K today (after 15% tax)

$1,689.86/yr

After 10yr DRIP, annual income (after tax)

$5,655.54/yr

SCHD

Annual income on $10K today (after 15% tax)

$291.96/yr

After 10yr DRIP, annual income (after tax)

$358.45/yr

At 15% tax rate, TWCT beats the other by $5,297.10/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TWCT + SCHD for your $10,000?

TWCT: 50%SCHD: 50%

100% SCHD50/50100% TWCT

Portfolio after 10yr

$50.7K

Annual income

$3,537.64/yr

Blended yield

6.97%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWCT buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTWCTSCHD

Forward yield	19.88% ✓	3.43%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$72.5K ✓	$29.0K
Annual income after 10y	$6,653.58 ✓	$421.70
Total dividends collected	$41.1K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TWCT vs SCHD ($10,000, DRIP)

Year	TWCT Portfolio	TWCT Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$12,688	$1,988.07	$11,223	$343.48	+$1.5K → TWCT
2	$15,934	$2,357.46	$12,565	$354.33	+$3.4K → TWCT
3	$19,816	$2,766.82	$14,036	$364.61	+$5.8K → TWCT
4	$24,419	$3,215.84	$15,645	$374.33	+$8.8K → TWCT
5	$29,832	$3,703.58	$17,406	$383.51	+$12.4K → TWCT
6	$36,148	$4,228.55	$19,329	$392.15	+$16.8K → TWCT
7	$43,468	$4,788.72	$21,431	$400.27	+$22.0K → TWCT
8	$51,892	$5,381.60	$23,725	$407.89	+$28.2K → TWCT
9	$61,529	$6,004.29	$26,227	$415.02	+$35.3K → TWCT
10	$72,489	$6,653.58	$28,957	$421.70	+$43.5K → TWCT

TWCT vs SCHD: Complete Analysis 2026

TWCT — Stock

TWC Tech Holdings II Corp. intends to effect a merger, share exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses in the technology and technology-enabled services sectors. The company was founded in 2020 and is based in San Francisco, California.

Full TWCT Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.