Is TWGIX or XYLD a better dividend investment in 2026?

TWGIX currently yields 18.24% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: TWGIX offers higher current income.

What is the dividend yield difference between TWGIX and XYLD?

TWGIX has a forward dividend yield of 18.24% ($9.76/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.26 percentage points.

Home › Compare › TWGIX vs XYLD

TWGIX vs XYLD: Dividend Comparison 2026

TWGIX yields 18.24% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TWGIX wins by $40.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TWGIX

● Live price

18.24%

Share price

$53.54

Annual div

$9.76

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$65.5K

Annual income

$5,555.81

Full TWGIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TWGIX vs XYLD

📍 TWGIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TWGIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TWGIX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TWGIX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWGIX

Annual income on $10K today (after 15% tax)

$1,549.99/yr

After 10yr DRIP, annual income (after tax)

$4,722.44/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, TWGIX beats the other by $1,986.27/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TWGIX + XYLD for your $10,000?

TWGIX: 50%XYLD: 50%

100% XYLD50/50100% TWGIX

Portfolio after 10yr

$45.4K

Annual income

$4,387.41/yr

Blended yield

9.67%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWGIX buys

XYLD buys

No recent congressional trades found for TWGIX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTWGIXXYLD

Forward yield	18.24% ✓	10.98%
Annual dividend / share	$9.76 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$65.5K ✓	$25.3K
Annual income after 10y	$5,555.81 ✓	$3,219.02
Total dividends collected	$35.5K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TWGIX vs XYLD ($10,000, DRIP)

Year	TWGIX Portfolio	TWGIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,524	$1,823.52	$10,818	$1,098.39	+$1.7K → TWGIX
2	$15,534	$2,134.28	$11,738	$1,222.51	+$3.8K → TWGIX
3	$19,096	$2,474.22	$12,774	$1,364.64	+$6.3K → TWGIX
4	$23,275	$2,842.51	$13,944	$1,527.86	+$9.3K → TWGIX
5	$28,143	$3,237.95	$15,270	$1,715.87	+$12.9K → TWGIX
6	$33,771	$3,658.92	$16,775	$1,933.09	+$17.0K → TWGIX
7	$40,239	$4,103.52	$18,490	$2,184.87	+$21.7K → TWGIX
8	$47,625	$4,569.51	$20,450	$2,477.63	+$27.2K → TWGIX
9	$56,013	$5,054.47	$22,697	$2,819.19	+$33.3K → TWGIX
10	$65,490	$5,555.81	$25,280	$3,219.02	+$40.2K → TWGIX

TWGIX vs XYLD: Complete Analysis 2026

TWGIX — Stock

The fund invests in stocks of companies that the adviser believes will increase in value over time. The portfolio managers use a variety of analytical research tools and techniques to identify the stocks of larger-sized companies that meet their investment criteria. Normally, the fund's portfolio will primarily consist of securities of companies demonstrating business improvement. Although the portfolio managers intend to invest the fund's assets primarily in U.S. securities, the fund may invest in securities of foreign companies when these securities meet the portfolio managers' standards of selection.

Full TWGIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this TWGIX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TWGIX vs SCHD TWGIX vs JEPI TWGIX vs O TWGIX vs KO TWGIX vs MAIN TWGIX vs QYLD TWGIX vs JEPQ TWGIX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.