Is TWMIF or XYLD a better dividend investment in 2026?

TWMIF currently yields 31.30% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: TWMIF offers higher current income.

What is the dividend yield difference between TWMIF and XYLD?

TWMIF has a forward dividend yield of 31.30% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 20.32 percentage points.

Home › Compare › TWMIF vs XYLD

TWMIF vs XYLD: Dividend Comparison 2026

TWMIF yields 31.30% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TWMIF wins by $278.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

TWMIF

● Live price

31.30%

Share price

$6.39

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.6K

Annual income

$3.97

Full TWMIF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TWMIF vs XYLD

📍 TWMIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TWMIF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TWMIF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TWMIF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWMIF

Annual income on $10K today (after 15% tax)

$2,660.41/yr

After 10yr DRIP, annual income (after tax)

$3.37/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,732.79/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TWMIF + XYLD for your $10,000?

TWMIF: 50%XYLD: 50%

100% XYLD50/50100% TWMIF

Portfolio after 10yr

$25.4K

Annual income

$1,611.50/yr

Blended yield

6.34%

📊

Analyst Conviction Gap

Where Wall Street is split right now

TWMIF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.5

Piotroski

3/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWMIF buys

XYLD buys

No recent congressional trades found for TWMIF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTWMIFXYLD

Forward yield	31.30% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$25.6K ✓	$25.3K
Annual income after 10y	$3.97	$3,219.02 ✓
Total dividends collected	$3.4K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TWMIF vs XYLD ($10,000, DRIP)

Year	TWMIF Portfolio	TWMIF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,265	$1,564.95	$10,818	$1,098.39	+$1.4K → TWMIF
2	$14,020	$896.91	$11,738	$1,222.51	+$2.3K → TWMIF
3	$15,481	$479.11	$12,774	$1,364.64	+$2.7K → TWMIF
4	$16,812	$247.20	$13,944	$1,527.86	+$2.9K → TWMIF
5	$18,114	$125.45	$15,270	$1,715.87	+$2.8K → TWMIF
6	$19,445	$63.16	$16,775	$1,933.09	+$2.7K → TWMIF
7	$20,838	$31.68	$18,490	$2,184.87	+$2.3K → TWMIF
8	$22,313	$15.87	$20,450	$2,477.63	+$1.9K → TWMIF
9	$23,882	$7.94	$22,697	$2,819.19	+$1.2K → TWMIF
10	$25,558	$3.97	$25,280	$3,219.02	+$278.00 → TWMIF

TWMIF vs XYLD: Complete Analysis 2026

TWMIF — Stock

Tidewater Midstream and Infrastructure Ltd., through its subsidiaries, operates as a diversified midstream and infrastructure company in North America. It primarily focuses on natural gas, natural gas liquids (NGLs), and crude oil operations and processing plants located in the Deep Basin, Edmonton, and Montney regions of Alberta and British Columbia. The company engages in gathering, processing, and transportation for natural gas and NGLs; crude oil refining and refined products marketing; NGL extraction and marketing; and crude oil marketing and transportation. It also produces refined products, including gasoline, low sulfur diesel, and other products; produces and sells crude oil, natural gas, and NGLs; and rents railcar, as well as operates export terminals and storage facilities. The company was incorporated in 2015 and is headquartered in Calgary, Canada.

Full TWMIF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.