Is TWSAX or RYLD a better dividend investment in 2026?

TWSAX currently yields 7.08% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between TWSAX and RYLD?

TWSAX has a forward dividend yield of 7.08% ($0.59/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 5.06 percentage points.

Home › Compare › TWSAX vs RYLD

TWSAX vs RYLD: Dividend Comparison 2026

TWSAX yields 7.08% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $12.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TWSAX

● Live price

7.08%

Share price

$8.40

Annual div

$0.59

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.0K

Annual income

$1,110.32

Full TWSAX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — TWSAX vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TWSAX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TWSAX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TWSAX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWSAX

Annual income on $10K today (after 15% tax)

$601.98/yr

After 10yr DRIP, annual income (after tax)

$943.77/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,255.48/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TWSAX + RYLD for your $10,000?

TWSAX: 50%RYLD: 50%

100% RYLD50/50100% TWSAX

Portfolio after 10yr

$38.2K

Annual income

$1,848.83/yr

Blended yield

4.84%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWSAX buys

RYLD buys

No recent congressional trades found for TWSAX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTWSAXRYLD

Forward yield	7.08%	12.14% ✓
Annual dividend / share	$0.59	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.0K	$44.5K ✓
Annual income after 10y	$1,110.32	$2,587.35 ✓
Total dividends collected	$9.1K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TWSAX vs RYLD ($10,000, DRIP)

Year	TWSAX Portfolio	TWSAX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,408	$708.21	$11,914	$1,213.65	$506.00 → RYLD
2	$12,962	$755.09	$14,099	$1,351.30	$1.1K → RYLD
3	$14,671	$801.80	$16,580	$1,494.55	$1.9K → RYLD
4	$16,546	$848.15	$19,384	$1,642.61	$2.8K → RYLD
5	$18,598	$893.98	$22,535	$1,794.70	$3.9K → RYLD
6	$20,839	$939.12	$26,063	$1,950.00	$5.2K → RYLD
7	$23,282	$983.44	$29,995	$2,107.69	$6.7K → RYLD
8	$25,938	$1,026.81	$34,361	$2,266.99	$8.4K → RYLD
9	$28,823	$1,069.13	$39,194	$2,427.12	$10.4K → RYLD
10	$31,951	$1,110.32	$44,525	$2,587.35	$12.6K → RYLD

TWSAX vs RYLD: Complete Analysis 2026

TWSAX — Stock

The fund is an asset allocation fund. That is, it diversifies its assets among various classes of investments such as equity securities, bonds and money market instruments. The fund seeks the highest level of total return consistent with its asset mix.

Full TWSAX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this TWSAX vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TWSAX vs SCHD TWSAX vs JEPI TWSAX vs O TWSAX vs KO TWSAX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.