Is TWX or SCHD a better dividend investment in 2026?

TWX currently yields 2.02% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between TWX and SCHD?

TWX has a forward dividend yield of 2.02% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 1.44 percentage points.

Home › Compare › TWX vs SCHD

TWX vs SCHD: Dividend Comparison 2026

TWX yields 2.02% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TWX wins by $120.3K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

TWX

● Live price

2.02%

Share price

$98.77

Annual div

$2.00

5Y div CAGR

53.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$149.3K

Annual income

$64,598.61

Full TWX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — TWX vs SCHD

📍 TWX pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TWX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TWX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TWX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWX

Annual income on $10K today (after 15% tax)

$172.12/yr

After 10yr DRIP, annual income (after tax)

$54,908.82/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, TWX beats the other by $54,546.76/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TWX + SCHD for your $10,000?

TWX: 50%SCHD: 50%

100% SCHD50/50100% TWX

Portfolio after 10yr

$89.2K

Annual income

$32,512.28/yr

Blended yield

36.46%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Earl Blumenauer	🏢 House	$TWX	▼ Sell	$1,001 - $15,000	2018-06-15
Zoe Lofgren	🏢 House	$TWX	▼ Sell	$1,001 - $15,000	2018-06-15
David Perdue	🏛 Senate	$TWX	▲ Buy	$1,001 - $15,000	2018-05-04
Patty Murray	🏛 Senate	$TWX	▼ Sell	$1,001 - $15,000	2017-06-15
Patty Murray	🏛 Senate	$TWX	▲ Buy	$1,001 - $15,000	2017-03-16
Susan M. Collins	🏛 Senate	$TWX	▼ Sell	$1,001 - $15,000	2014-11-10
Susan M. Collins	🏛 Senate	$TWX	▼ Sell	$1,001 - $15,000	2014-11-10
Sheldon Whitehouse	🏛 Senate	$TWX	▲ Buy	$1,001 - $15,000	2014-02-19
Sheldon Whitehouse	🏛 Senate	$TWX	▲ Buy	$1,001 - $15,000	2014-02-19
Sheldon Whitehouse	🏛 Senate	$TWX	▲ Buy	$1,001 - $15,000	2014-02-19

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTWXSCHD

Forward yield	2.02%	3.46% ✓
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	53.8% ✓	0%
Portfolio after 10y	$149.3K ✓	$29.0K
Annual income after 10y	$64,598.61 ✓	$425.95
Total dividends collected	$120.6K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TWX vs SCHD ($10,000, DRIP)

Year	TWX Portfolio	TWX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1	$11,011	$311.43	$11,226	$346.36	$215.00 → SCHD
2	$12,275	$492.92	$12,572	$357.38	$297.00 → SCHD
3	$13,924	$789.83	$14,046	$367.84	$122.00 → SCHD
4← crossover	$16,187	$1,287.81	$15,660	$377.73	+$527.00 → TWX
5	$19,472	$2,151.85	$17,425	$387.07	+$2.0K → TWX
6	$24,555	$3,720.72	$19,354	$395.86	+$5.2K → TWX
7	$33,019	$6,744.41	$21,461	$404.13	+$11.6K → TWX
8	$48,366	$13,035.54	$23,762	$411.89	+$24.6K → TWX
9	$79,197	$27,445.91	$26,272	$419.15	+$52.9K → TWX
10	$149,339	$64,598.61	$29,010	$425.95	+$120.3K → TWX

TWX vs SCHD: Complete Analysis 2026

TWX — Stock

TWX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in TWX shares.

Full TWX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.