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TXN vs HTGC: Dividend Comparison 2026

TXN yields 2.82% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $33.3K in total portfolio value
10 years
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — TXN vs HTGC

Annual dividend income

MetricTXNHTGC
Forward yield2.82%10.22%
Annual dividend / share$5.20$1.88
Payout ratio62%90%
1-year div growth4.8%5.6%
5-year div CAGR13.1%4.2%
Portfolio after 10y$20.4K$53.7K
Annual income after 10y$1,482.81$3,064.35
Total dividends collected$7.5K$19.5K
Payment frequencyquarterlyquarterly
SectorTechnologyBDC

Year-by-year: TXN vs HTGC ($10,000, DRIP)

YearTXN PortfolioTXN Income/yrHTGC PortfolioHTGC Income/yrGap
1$10,529$319.28$12,045$1,064.65$1.5KHTGC
2$11,123$372.40$14,442$1,216.94$3.3KHTGC
3$11,792$435.78$17,242$1,384.73$5.5KHTGC
4$12,552$511.78$20,501$1,568.89$7.9KHTGC
5$13,419$603.42$24,280$1,770.26$10.9KHTGC
6$14,415$714.61$28,649$1,989.67$14.2KHTGC
7$15,568$850.38$33,685$2,227.97$18.1KHTGC
8$16,912$1,017.35$39,472$2,485.98$22.6KHTGC
9$18,492$1,224.26$46,104$2,764.50$27.6KHTGC
10$20,363$1,482.81$53,687$3,064.35$33.3KHTGC

TXN vs HTGC: Complete Analysis 2026

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is TXN or HTGC better for dividend income in 2026?
TXN currently offers a 2.82% yield (5.20/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in TXN vs HTGC earn per year?
With $10,000 invested today: TXN pays approximately $282/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $1,483/year (TXN) and $3,064/year (HTGC).
Does TXN or HTGC pay monthly dividends?
TXN pays quarterly dividends. HTGC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.