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TXN vs QYLD: Dividend Comparison 2026

TXN yields 2.82% · QYLD yields 11.43% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 TXN wins by $820.00 in total portfolio value
10 years
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — TXN vs QYLD

Annual dividend income

MetricTXNQYLD
Forward yield2.82%11.43%
Annual dividend / share$5.20$1.92
Payout ratio62%95%
1-year div growth4.8%-5.2%
5-year div CAGR13.1%-2.1%
Portfolio after 10y$20.4K$19.5K
Annual income after 10y$1,482.81$3,553.75
Total dividends collected$7.5K$20.2K
Payment frequencyquarterlymonthly
SectorTechnologyETF

Year-by-year: TXN vs QYLD ($10,000, DRIP)

YearTXN PortfolioTXN Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,529$319.28$10,279$1,118.86+$250.00TXN
2$11,123$372.40$10,645$1,229.16+$478.00TXN
3$11,792$435.78$11,111$1,360.44+$681.00TXN
4$12,552$511.78$11,695$1,517.70+$857.00TXN
5$13,419$603.42$12,420$1,707.39+$999.00TXN
6$14,415$714.61$13,315$1,937.94+$1.1KTXN
7$15,568$850.38$14,417$2,220.42+$1.2KTXN
8$16,912$1,017.35$15,775$2,569.54+$1.1KTXN
9$18,492$1,224.26$17,455$3,005.06+$1.0KTXN
10$20,363$1,482.81$19,543$3,553.75+$820.00TXN

TXN vs QYLD: Complete Analysis 2026

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is TXN or QYLD better for dividend income in 2026?
TXN currently offers a 2.82% yield (5.20/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in TXN vs QYLD earn per year?
With $10,000 invested today: TXN pays approximately $282/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $1,483/year (TXN) and $3,554/year (QYLD).
Does TXN or QYLD pay monthly dividends?
TXN pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.