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TXN vs XYLD: Dividend Comparison 2026

TXN yields 2.82% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $777.00 in total portfolio value
10 years
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — TXN vs XYLD

Annual dividend income

MetricTXNXYLD
Forward yield2.82%9.02%
Annual dividend / share$5.20$3.48
Payout ratio62%90%
1-year div growth4.8%-2.1%
5-year div CAGR13.1%0.5%
Portfolio after 10y$20.4K$21.1K
Annual income after 10y$1,482.81$2,363.75
Total dividends collected$7.5K$15.0K
Payment frequencyquarterlymonthly
SectorTechnologyETF

Year-by-year: TXN vs XYLD ($10,000, DRIP)

YearTXN PortfolioTXN Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,529$319.28$10,626$906.06$97.00XYLD
2$11,123$372.40$11,324$995.47$201.00XYLD
3$11,792$435.78$12,104$1,096.88$312.00XYLD
4$12,552$511.78$12,977$1,212.21$425.00XYLD
5$13,419$603.42$13,958$1,343.80$539.00XYLD
6$14,415$714.61$15,061$1,494.40$646.00XYLD
7$15,568$850.38$16,307$1,667.30$739.00XYLD
8$16,912$1,017.35$17,717$1,866.48$805.00XYLD
9$18,492$1,224.26$19,317$2,096.71$825.00XYLD
10$20,363$1,482.81$21,140$2,363.75$777.00XYLD

TXN vs XYLD: Complete Analysis 2026

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is TXN or XYLD better for dividend income in 2026?
TXN currently offers a 2.82% yield (5.20/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in TXN vs XYLD earn per year?
With $10,000 invested today: TXN pays approximately $282/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $1,483/year (TXN) and $2,364/year (XYLD).
Does TXN or XYLD pay monthly dividends?
TXN pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.