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TXN vs SCHD: Dividend Comparison 2026

TXN yields 2.82% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $16.4K in total portfolio value
10 years
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — TXN vs SCHD

Annual dividend income

MetricTXNSCHD
Forward yield2.82%3.77%
Annual dividend / share$5.20$1.05
Payout ratio62%38%
1-year div growth4.8%5.18%
5-year div CAGR13.1%13.05%
Portfolio after 10y$20.4K$36.7K
Annual income after 10y$1,482.81$1,925.82
Total dividends collected$7.5K$10.1K
Payment frequencyquarterlyquarterly
SectorTechnologyETF

Year-by-year: TXN vs SCHD ($10,000, DRIP)

YearTXN PortfolioTXN Income/yrSCHD PortfolioSCHD Income/yrGap
1$10,529$319.28$11,306$426.37$777.00SCHD
2$11,123$372.40$12,802$500.91$1.7KSCHD
3$11,792$435.78$14,518$589.33$2.7KSCHD
4$12,552$511.78$16,490$694.43$3.9KSCHD
5$13,419$603.42$18,761$819.56$5.3KSCHD
6$14,415$714.61$21,381$968.84$7.0KSCHD
7$15,568$850.38$24,409$1,147.26$8.8KSCHD
8$16,912$1,017.35$27,918$1,360.94$11.0KSCHD
9$18,492$1,224.26$31,993$1,617.39$13.5KSCHD
10$20,363$1,482.81$36,734$1,925.82$16.4KSCHD

TXN vs SCHD: Complete Analysis 2026

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is TXN or SCHD better for dividend income in 2026?
TXN currently offers a 2.82% yield (5.20/share/year) while SCHD offers 3.77% (1.05/share/year). SCHD provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in TXN vs SCHD earn per year?
With $10,000 invested today: TXN pays approximately $282/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $1,483/year (TXN) and $1,926/year (SCHD).
Does TXN or SCHD pay monthly dividends?
TXN pays quarterly dividends. SCHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.