Is TYBT or XYLD a better dividend investment in 2026?

TYBT currently yields 2.03% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TYBT and XYLD?

TYBT has a forward dividend yield of 2.03% ($1.95/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.95 percentage points.

Home › Compare › TYBT vs XYLD

TYBT vs XYLD: Dividend Comparison 2026

TYBT yields 2.03% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TYBT wins by $76.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TYBT

● Live price

2.03%

Share price

$96.24

Annual div

$1.95

5Y div CAGR

48.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$101.5K

Annual income

$36,092.81

Full TYBT calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TYBT vs XYLD

📍 TYBT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TYBT	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TYBT + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TYBT pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TYBT

Annual income on $10K today (after 15% tax)

$172.23/yr

After 10yr DRIP, annual income (after tax)

$30,678.89/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, TYBT beats the other by $27,942.72/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TYBT + XYLD for your $10,000?

TYBT: 50%XYLD: 50%

100% XYLD50/50100% TYBT

Portfolio after 10yr

$63.4K

Annual income

$19,655.91/yr

Blended yield

31.01%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TYBT buys

XYLD buys

No recent congressional trades found for TYBT or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTYBTXYLD

Forward yield	2.03%	10.98% ✓
Annual dividend / share	$1.95	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	48.9% ✓	0%
Portfolio after 10y	$101.5K ✓	$25.3K
Annual income after 10y	$36,092.81 ✓	$3,219.02
Total dividends collected	$74.9K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TYBT vs XYLD ($10,000, DRIP)

Year	TYBT Portfolio	TYBT Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,002	$301.70	$10,818	$1,098.39	+$184.00 → TYBT
2	$12,234	$461.90	$11,738	$1,222.51	+$496.00 → TYBT
3	$13,805	$714.75	$12,774	$1,364.64	+$1.0K → TYBT
4	$15,894	$1,122.37	$13,944	$1,527.86	+$1.9K → TYBT
5	$18,804	$1,798.20	$15,270	$1,715.87	+$3.5K → TYBT
6	$23,081	$2,960.64	$16,775	$1,933.09	+$6.3K → TYBT
7	$29,754	$5,057.06	$18,490	$2,184.87	+$11.3K → TYBT
8	$40,909	$9,071.83	$20,450	$2,477.63	+$20.5K → TYBT
9	$61,129	$17,357.03	$22,697	$2,819.19	+$38.4K → TYBT
10	$101,501	$36,092.81	$25,280	$3,219.02	+$76.2K → TYBT

TYBT vs XYLD: Complete Analysis 2026

TYBT — Stock

Trinity Bank, N.A. provides personal and business banking products and services in Texas. It provides personal and business deposits, such as checking and money market accounts; treasury tax and loan deposits; mobile deposits; certificates of deposit; and automobile, secured/unsecured, home improvement, lots and interim construction, installment/term, equipment, and real estate loans, as well as revolving lines of credit. The company also offers cash management, internet and mobile banking, remote capture, CD ROM delivery, foreign and domestic wire transfer, and bill pay services, as well as ATM or Visa check cards, merchant cards, and debit cards. Trinity Bank, N.A. was founded in 2003 and is based in Fort Worth, Texas.

Full TYBT Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.