HomeCompareUB vs SPHD

UB vs SPHD: Dividend Comparison 2026

UB yields 2.72% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $2.8K in total portfolio value
10 years
UB
UB
● Live price
2.72%
Share price
$73.48
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.8K
Annual income
$324.42
Full UB calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — UB vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUBSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UB + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UB pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UB
Annual income on $10K today (after 15% tax)
$231.36/yr
After 10yr DRIP, annual income (after tax)
$275.76/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $209.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UB + SPHD for your $10,000?

UB: 50%SPHD: 50%
100% SPHD50/50100% UB
Portfolio after 10yr
$25.2K
Annual income
$447.87/yr
Blended yield
1.78%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UB buys
0
SPHD buys
0
No recent congressional trades found for UB or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUBSPHD
Forward yield2.72%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.8K$26.5K
Annual income after 10y$324.42$571.32
Total dividends collected$3.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UB vs SPHD ($10,000, DRIP)

YearUB PortfolioUB Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,972$272.18$11,133$432.85$161.00SPHD
2$12,019$279.11$12,363$450.36$344.00SPHD
3$13,146$285.74$13,695$467.39$549.00SPHD
4$14,359$292.09$15,138$483.90$779.00SPHD
5$15,662$298.16$16,697$499.88$1.0KSPHD
6$17,062$303.94$18,382$515.31$1.3KSPHD
7$18,566$309.45$20,198$530.17$1.6KSPHD
8$20,180$314.70$22,157$544.46$2.0KSPHD
9$21,913$319.68$24,266$558.18$2.4KSPHD
10$23,771$324.42$26,536$571.32$2.8KSPHD

UB vs SPHD: Complete Analysis 2026

UBStock

UB is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UB shares.

Full UB Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.