Is UBAAF or JEPQ a better dividend investment in 2026?

UBAAF currently yields 1.55% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between UBAAF and JEPQ?

UBAAF has a forward dividend yield of 1.55% ($0.10/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 9.55 percentage points.

Home › Compare › UBAAF vs JEPQ

UBAAF vs JEPQ: Dividend Comparison 2026

UBAAF yields 1.55% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UBAAF wins by $22.51M in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

UBAAF

● Live price

1.55%

Share price

$6.48

Annual div

$0.10

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.55M

Annual income

$20,068,587.93

Full UBAAF calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — UBAAF vs JEPQ

📍 UBAAF pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UBAAF	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, UBAAF + JEPQ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UBAAF pays

JEPQ pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBAAF

Annual income on $10K today (after 15% tax)

$131.96/yr

After 10yr DRIP, annual income (after tax)

$17,058,299.74/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, UBAAF beats the other by $17,056,470.04/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UBAAF + JEPQ for your $10,000?

UBAAF: 50%JEPQ: 50%

100% JEPQ50/50100% UBAAF

Portfolio after 10yr

$11.30M

Annual income

$10,035,370.25/yr

Blended yield

88.82%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBAAF buys

JEPQ buys

No recent congressional trades found for UBAAF or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUBAAFJEPQ

Forward yield	1.55%	11.10% ✓
Annual dividend / share	$0.10	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$22.55M	$44.8K ✓
Annual income after 10y	$20,068,587.93 ✓	$2,152.59
Total dividends collected	$22.33M ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UBAAF vs JEPQ ($10,000, DRIP)

Year	UBAAF Portfolio	UBAAF Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,010	$310.49	$11,930	$1,110.39	$920.00 → JEPQ
2	$12,420	$639.01	$14,133	$1,224.34	$1.7K → JEPQ
3	$14,637	$1,347.33	$16,632	$1,340.46	$2.0K → JEPQ
4	$18,629	$2,967.86	$19,454	$1,457.97	$825.00 → JEPQ
5← crossover	$26,994	$7,060.53	$22,626	$1,576.08	+$4.4K → UBAAF
6	$48,006	$19,122.81	$26,175	$1,694.09	+$21.8K → UBAAF
7	$114,934	$63,566.69	$30,133	$1,811.32	+$84.8K → UBAAF
8	$407,440	$284,461.42	$34,531	$1,927.17	+$372.9K → UBAAF
9	$2,320,854	$1,884,893.17	$39,403	$2,041.08	+$2.28M → UBAAF
10	$22,551,902	$20,068,587.93	$44,787	$2,152.59	+$22.51M → UBAAF

UBAAF vs JEPQ: Complete Analysis 2026

UBAAF — Stock

Urbana Corporation is an investment fund launched and managed by Caldwell Investment Management Ltd. For its equity investment the fund primarily invests in public equity markets of United States and Canada. The fund primarily focuses on U.S. financial companies and Canadian resource companies for equity investments. The fund also focuses on private equity investments. It was formerly known as Macho River Gold Mines Limited. Urbana Corporation is domiciled in Canada.

Full UBAAF Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

📬

Get this UBAAF vs JEPQ comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UBAAF vs SCHD UBAAF vs JEPI UBAAF vs O UBAAF vs KO UBAAF vs MAIN UBAAF vs XYLD UBAAF vs QYLD UBAAF vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.