HomeCompareUBG vs VIG

UBG vs VIG: Dividend Comparison 2026

UBG yields 4.23% · VIG yields 1.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $6.0K in total portfolio value
10 years
UBG
UBG
● Live price
4.23%
Share price
$47.29
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.4K
Annual income
$554.69
Full UBG calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — UBG vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUBGVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UBG + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UBG pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBG
Annual income on $10K today (after 15% tax)
$359.46/yr
After 10yr DRIP, annual income (after tax)
$471.49/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, UBG beats the other by $319.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UBG + VIG for your $10,000?

UBG: 50%VIG: 50%
100% VIG50/50100% UBG
Portfolio after 10yr
$29.4K
Annual income
$366.92/yr
Blended yield
1.25%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBG buys
0
VIG buys
0
No recent congressional trades found for UBG or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUBGVIG
Forward yield4.23%1.64%
Annual dividend / share$2.00$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.4K$32.4K
Annual income after 10y$554.69$179.15
Total dividends collected$4.9K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UBG vs VIG ($10,000, DRIP)

YearUBG PortfolioUBG Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$11,123$422.90$11,304$163.92$181.00VIG
2$12,341$439.61$12,759$166.33$418.00VIG
3$13,661$455.85$14,382$168.52$721.00VIG
4$15,089$471.59$16,192$170.52$1.1KVIG
5$16,632$486.80$18,210$172.34$1.6KVIG
6$18,297$501.48$20,460$173.98$2.2KVIG
7$20,094$515.61$22,968$175.48$2.9KVIG
8$22,030$529.19$25,763$176.83$3.7KVIG
9$24,114$542.21$28,878$178.05$4.8KVIG
10$26,356$554.69$32,350$179.15$6.0KVIG

UBG vs VIG: Complete Analysis 2026

UBGStock

The investment seeks to track the price and performance yield, before fees and expenses, of the UBS Bloomberg CMCI Gold Total Return index. The fund is designed to be representative of the entire liquid forward curve of the gold contracts. The index measures the collateralized returns from a basket of gold futures contracts. It is comprised of the gold futures contracts included in the CMCI with five target maturities.

Full UBG Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.