Is UBIA or XYLD a better dividend investment in 2026?

UBIA currently yields 19801.98% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: UBIA offers higher current income.

What is the dividend yield difference between UBIA and XYLD?

UBIA has a forward dividend yield of 19801.98% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 19791.00 percentage points.

Home › Compare › UBIA vs XYLD

UBIA vs XYLD: Dividend Comparison 2026

UBIA yields 19801.98% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UBIA wins by $47546058920768913408.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UBIA

● Live price

19801.98%

Share price

$0.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$47546058920768913408.00M

Annual income

$47,078,376,940,625,320,000,000,000.00

Full UBIA calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — UBIA vs XYLD

📍 UBIA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UBIA	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, UBIA + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UBIA pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBIA

Annual income on $10K today (after 15% tax)

$1,683,168.32/yr

After 10yr DRIP, annual income (after tax)

$40,016,620,399,531,510,000,000,000.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, UBIA beats the other by $40,016,620,399,531,510,000,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UBIA + XYLD for your $10,000?

UBIA: 50%XYLD: 50%

100% XYLD50/50100% UBIA

Portfolio after 10yr

$23773029460384456704.00M

Annual income

$23,539,188,470,312,660,000,000,000.00/yr

Blended yield

99.02%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBIA buys

XYLD buys

No recent congressional trades found for UBIA or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUBIAXYLD

Forward yield	19801.98% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$47546058920768913408.00M ✓	$25.3K
Annual income after 10y	$47,078,376,940,625,320,000,000,000.00 ✓	$3,219.02
Total dividends collected	$47515197738032734208.00M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UBIA vs XYLD ($10,000, DRIP)

Year	UBIA Portfolio	UBIA Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$1,990,898	$1,980,198.02	$10,818	$1,098.39	+$1.98M → UBIA
2	$370,576,272	$368,446,010.88	$11,738	$1,222.51	+$370.56M → UBIA
3	$64,490,708,202	$64,094,191,591.53	$12,774	$1,364.64	+$64490.70M → UBIA
4	$10,493,485,886,438	$10,424,480,828,661.68	$13,944	$1,527.86	+$10493485.87M → UBIA
5	$1,596,461,721,077,093	$1,585,233,691,178,604.50	$15,270	$1,715.87	+$1596461721.06M → UBIA
6	$227,105,272,101,488,800	$225,397,058,059,936,320.00	$16,775	$1,933.09	+$227105272101.47M → UBIA
7	$30,209,306,017,893,183,000	$29,966,303,376,744,590,000.00	$18,490	$2,184.87	+$30209306017893.16M → UBIA
8	$3,757,638,318,856,096,700,000	$3,725,314,361,416,950,000,000.00	$20,450	$2,477.63	+$3757638318856096.50M → UBIA
9	$437,085,962,751,020,200,000,000	$433,065,289,749,844,160,000,000.00	$22,697	$2,819.19	+$437085962751020160.00M → UBIA
10	$47,546,058,920,768,910,000,000,000	$47,078,376,940,625,320,000,000,000.00	$25,280	$3,219.02	+$47546058920768913408.00M → UBIA

UBIA vs XYLD: Complete Analysis 2026

UBIA — Stock

UBI Blockchain Internet, Ltd. focuses on the research and application of blockchain technology with a focus on the Internet of things covering areas of food, drugs, and healthcare. It also operates an online store in China selling a range of products, including maternal and infant, cosmetics, wine, household goods, and digital and luxury products. The company was formerly known as JA Energy and changed its name to UBI Blockchain Internet, Ltd. in November 2016. UBI Blockchain Internet, Ltd. was founded in 2010 and is based in Hong Kong, Hong Kong.

Full UBIA Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this UBIA vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UBIA vs SCHD UBIA vs JEPI UBIA vs O UBIA vs KO UBIA vs MAIN UBIA vs QYLD UBIA vs JEPQ UBIA vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.