HomeCompareUBN vs SPHD

UBN vs SPHD: Dividend Comparison 2026

UBN yields 24.11% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UBN wins by $67.1K in total portfolio value
10 years
UBN
UBN
● Live price
24.11%
Share price
$8.30
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$93.6K
Annual income
$10,222.48
Full UBN calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — UBN vs SPHD

📍 UBN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUBNSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UBN + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UBN pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBN
Annual income on $10K today (after 15% tax)
$2,049.08/yr
After 10yr DRIP, annual income (after tax)
$8,689.11/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, UBN beats the other by $8,203.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UBN + SPHD for your $10,000?

UBN: 50%SPHD: 50%
100% SPHD50/50100% UBN
Portfolio after 10yr
$60.1K
Annual income
$5,396.90/yr
Blended yield
8.98%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBN buys
0
SPHD buys
0
No recent congressional trades found for UBN or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUBNSPHD
Forward yield24.11%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$93.6K$26.5K
Annual income after 10y$10,222.48$571.32
Total dividends collected$58.3K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UBN vs SPHD ($10,000, DRIP)

YearUBN PortfolioUBN Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$13,111$2,410.68$11,133$432.85+$2.0KUBN
2$16,982$2,953.81$12,363$450.36+$4.6KUBN
3$21,747$3,575.75$13,695$467.39+$8.1KUBN
4$27,548$4,279.40$15,138$483.90+$12.4KUBN
5$34,543$5,066.43$16,697$499.88+$17.8KUBN
6$42,899$5,937.24$18,382$515.31+$24.5KUBN
7$52,792$6,890.96$20,198$530.17+$32.6KUBN
8$64,413$7,925.47$22,157$544.46+$42.3KUBN
9$77,960$9,037.44$24,266$558.18+$53.7KUBN
10$93,639$10,222.48$26,536$571.32+$67.1KUBN

UBN vs SPHD: Complete Analysis 2026

UBNStock

UBN is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UBN shares.

Full UBN Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.