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UBN vs XYLD: Dividend Comparison 2026

UBN yields 24.11% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UBN wins by $68.4K in total portfolio value
10 years
UBN
UBN
● Live price
24.11%
Share price
$8.30
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$93.6K
Annual income
$10,222.48
Full UBN calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — UBN vs XYLD

📍 UBN pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUBNXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UBN + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UBN pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBN
Annual income on $10K today (after 15% tax)
$2,049.08/yr
After 10yr DRIP, annual income (after tax)
$8,689.11/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, UBN beats the other by $5,952.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UBN + XYLD for your $10,000?

UBN: 50%XYLD: 50%
100% XYLD50/50100% UBN
Portfolio after 10yr
$59.5K
Annual income
$6,720.75/yr
Blended yield
11.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBN buys
0
XYLD buys
0
No recent congressional trades found for UBN or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUBNXYLD
Forward yield24.11% ✓10.98%
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$93.6K ✓$25.3K
Annual income after 10y$10,222.48 ✓$3,219.02
Total dividends collected$58.3K ✓$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: UBN vs XYLD ($10,000, DRIP)

YearUBN PortfolioUBN Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$13,111$2,410.68$10,818$1,098.39+$2.3K → UBN
2$16,982$2,953.81$11,738$1,222.51+$5.2K → UBN
3$21,747$3,575.75$12,774$1,364.64+$9.0K → UBN
4$27,548$4,279.40$13,944$1,527.86+$13.6K → UBN
5$34,543$5,066.43$15,270$1,715.87+$19.3K → UBN
6$42,899$5,937.24$16,775$1,933.09+$26.1K → UBN
7$52,792$6,890.96$18,490$2,184.87+$34.3K → UBN
8$64,413$7,925.47$20,450$2,477.63+$44.0K → UBN
9$77,960$9,037.44$22,697$2,819.19+$55.3K → UBN
10$93,639$10,222.48$25,280$3,219.02+$68.4K → UBN

UBN vs XYLD: Complete Analysis 2026

UBN — Stock

UBN is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UBN shares.

Full UBN Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.