Is UBRL or QYLD a better dividend investment in 2026?

UBRL currently yields 14.11% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: UBRL offers higher current income.

What is the dividend yield difference between UBRL and QYLD?

UBRL has a forward dividend yield of 14.11% ($2.22/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2.19 percentage points.

Home › Compare › UBRL vs QYLD

UBRL vs QYLD: Dividend Comparison 2026

UBRL yields 14.11% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UBRL wins by $25.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UBRL

● Live price

14.11%

Share price

$15.71

Annual div

$2.22

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$50.5K

Annual income

$3,380.98

Full UBRL calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — UBRL vs QYLD

📍 UBRL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UBRL	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, UBRL + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UBRL pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBRL

Annual income on $10K today (after 15% tax)

$1,199.17/yr

After 10yr DRIP, annual income (after tax)

$2,873.83/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $1,936.58/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UBRL + QYLD for your $10,000?

UBRL: 50%QYLD: 50%

100% QYLD50/50100% UBRL

Portfolio after 10yr

$38.0K

Annual income

$4,520.15/yr

Blended yield

11.91%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBRL buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUBRLQYLD

Forward yield	14.11% ✓	11.92%
Annual dividend / share	$2.22 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$50.5K ✓	$25.4K
Annual income after 10y	$3,380.98	$5,659.31 ✓
Total dividends collected	$23.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UBRL vs QYLD ($10,000, DRIP)

Year	UBRL Portfolio	UBRL Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,111	$1,410.78	$10,352	$1,192.36	+$1.8K → UBRL
2	$14,555	$1,596.79	$10,830	$1,347.57	+$3.7K → UBRL
3	$17,368	$1,793.55	$11,460	$1,539.07	+$5.9K → UBRL
4	$20,584	$2,000.10	$12,275	$1,777.84	+$8.3K → UBRL
5	$24,240	$2,215.37	$13,323	$2,078.95	+$10.9K → UBRL
6	$28,375	$2,438.21	$14,667	$2,463.34	+$13.7K → UBRL
7	$33,028	$2,667.41	$16,396	$2,960.57	+$16.6K → UBRL
8	$38,242	$2,901.76	$18,631	$3,612.97	+$19.6K → UBRL
9	$44,059	$3,140.02	$21,548	$4,482.15	+$22.5K → UBRL
10	$50,524	$3,380.98	$25,398	$5,659.31	+$25.1K → UBRL

UBRL vs QYLD: Complete Analysis 2026

UBRL — Stock

The Fund seeks daily investment results, before fees and expenses, of 2 times (200%) the daily percentage change of the common stock of Uber Technologies Inc, (NASDAQ: UBER) There is no guarantee that the Fund will meet its stated objective. The fund should not be expected to provide 2 times the cumulative return of UBER for periods greater than a day.

Full UBRL Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this UBRL vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UBRL vs SCHD UBRL vs JEPI UBRL vs O UBRL vs KO UBRL vs MAIN UBRL vs XYLD UBRL vs JEPQ UBRL vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.