Is UBSFY or XYLD a better dividend investment in 2026?

UBSFY currently yields 238.10% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: UBSFY offers higher current income.

What is the dividend yield difference between UBSFY and XYLD?

UBSFY has a forward dividend yield of 238.10% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 227.12 percentage points.

Home › Compare › UBSFY vs XYLD

UBSFY vs XYLD: Dividend Comparison 2026

UBSFY yields 238.10% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UBSFY wins by $339.57M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UBSFY

● Live price

238.10%

Share price

$0.84

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$339.60M

Annual income

$185,958,933.65

Full UBSFY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — UBSFY vs XYLD

📍 UBSFY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UBSFY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UBSFY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UBSFY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBSFY

Annual income on $10K today (after 15% tax)

$20,238.10/yr

After 10yr DRIP, annual income (after tax)

$158,065,093.60/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, UBSFY beats the other by $158,062,357.44/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UBSFY + XYLD for your $10,000?

UBSFY: 50%XYLD: 50%

100% XYLD50/50100% UBSFY

Portfolio after 10yr

$169.81M

Annual income

$92,981,076.33/yr

Blended yield

54.76%

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Analyst Conviction Gap

Where Wall Street is most bullish on UBSFY right now

UBSFY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

1.2

Piotroski

3/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBSFY buys

XYLD buys

No recent congressional trades found for UBSFY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUBSFYXYLD

Forward yield	238.10% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$339.60M ✓	$25.3K
Annual income after 10y	$185,958,933.65 ✓	$3,219.02
Total dividends collected	$322.91M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UBSFY vs XYLD ($10,000, DRIP)

Year	UBSFY Portfolio	UBSFY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$34,510	$23,809.52	$10,818	$1,098.39	+$23.7K → UBSFY
2	$113,715	$76,790.22	$11,738	$1,222.51	+$102.0K → UBSFY
3	$358,160	$236,484.38	$12,774	$1,364.64	+$345.4K → UBSFY
4	$1,079,339	$696,107.48	$13,944	$1,527.86	+$1.07M → UBSFY
5	$3,115,421	$1,960,529.07	$15,270	$1,715.87	+$3.10M → UBSFY
6	$8,622,197	$5,288,696.04	$16,775	$1,933.09	+$8.61M → UBSFY
7	$22,905,117	$13,679,366.22	$18,490	$2,184.87	+$22.89M → UBSFY
8	$58,470,750	$33,962,275.23	$20,450	$2,477.63	+$58.45M → UBSFY
9	$143,588,724	$81,025,021.41	$22,697	$2,819.19	+$143.57M → UBSFY
10	$339,598,869	$185,958,933.65	$25,280	$3,219.02	+$339.57M → UBSFY

UBSFY vs XYLD: Complete Analysis 2026

UBSFY — Stock

Ubisoft Entertainment SA produce, publishes, and distributes video games for consoles, PC, smartphones, and tablets in both physical and digital formats in Europe, North America, and internationally. The company designs and develops software, including scenarios, animation, gameplay, layouts, and game rules, as well as develops design tools and game engines. It is also involved in the development in the area of online and mobile gaming; and film business. The company was incorporated in 1986 and is headquartered in Saint-Mandé, France.

Full UBSFY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.