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UBT vs QYLD: Dividend Comparison 2026

UBT yields 3.93% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UBT wins by $424.00 in total portfolio value
10 years
UBT
UBT
● Live price
3.93%
Share price
$16.30
Annual div
$0.64
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.8K
Annual income
$505.56
Full UBT calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — UBT vs QYLD

📍 UBT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUBTQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UBT + QYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UBT pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBT
Annual income on $10K today (after 15% tax)
$333.91/yr
After 10yr DRIP, annual income (after tax)
$429.73/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,380.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UBT + QYLD for your $10,000?

UBT: 50%QYLD: 50%
100% QYLD50/50100% UBT
Portfolio after 10yr
$25.6K
Annual income
$3,082.44/yr
Blended yield
12.04%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBT buys
0
QYLD buys
0
No recent congressional trades found for UBT or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUBTQYLD
Forward yield3.93%11.92% ✓
Annual dividend / share$0.64$2.04 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.8K ✓$25.4K
Annual income after 10y$505.56$5,659.31 ✓
Total dividends collected$4.5K$27.1K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: UBT vs QYLD ($10,000, DRIP)

YearUBT PortfolioUBT Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,093$392.84$10,352$1,192.36+$741.00 → UBT
2$12,277$407.26$10,830$1,347.57+$1.4K → UBT
3$13,557$421.24$11,460$1,539.07+$2.1K → UBT
4$14,941$434.75$12,275$1,777.84+$2.7K → UBT
5$16,435$447.77$13,323$2,078.95+$3.1K → UBT
6$18,045$460.32$14,667$2,463.34+$3.4K → UBT
7$19,781$472.37$16,396$2,960.57+$3.4K → UBT
8$21,649$483.92$18,631$3,612.97+$3.0K → UBT
9$23,660$494.99$21,548$4,482.15+$2.1K → UBT
10$25,822$505.56$25,398$5,659.31+$424.00 → UBT

UBT vs QYLD: Complete Analysis 2026

UBT — Stock

ProShares Ultra 20+ Year Treasury seeks daily investment results, before fees and expenses, that correspond to two times (2x) the daily performance of the ICE U.S. Treasury 20+ Year Bond Index.

Full UBT Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.