Home › Compare › UCBA vs HDV

UCBA vs HDV: Dividend Comparison 2026

UCBA yields 7.18% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UCBA wins by $652.00 in total portfolio value
10 years
UCBA
UCBA
● Live price
7.18%
Share price
$27.85
Annual div
$2.00
5Y div CAGR
-15.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$164.06
Full UCBA calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — UCBA vs HDV

📍 UCBA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUCBAHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UCBA + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UCBA pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UCBA
Annual income on $10K today (after 15% tax)
$610.41/yr
After 10yr DRIP, annual income (after tax)
$139.45/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, HDV beats the other by $160.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UCBA + HDV for your $10,000?

UCBA: 50%HDV: 50%
100% HDV50/50100% UCBA
Portfolio after 10yr
$24.6K
Annual income
$258.39/yr
Blended yield
1.05%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UCBA buys
0
HDV buys
0
No recent congressional trades found for UCBA or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUCBAHDV
Forward yield7.18% ✓2.92%
Annual dividend / share$2.00$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-15.7%0% ✓
Portfolio after 10y$25.0K ✓$24.3K
Annual income after 10y$164.06$352.73 ✓
Total dividends collected$3.6K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UCBA vs HDV ($10,000, DRIP)

YearUCBA PortfolioUCBA Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$11,305$605.39$11,002$292.38+$303.00 → UCBA
2$12,636$539.21$12,084$300.36+$552.00 → UCBA
3$13,995$474.82$13,250$308.02+$745.00 → UCBA
4$15,389$414.33$14,506$315.35+$883.00 → UCBA
5$16,826$358.94$15,858$322.35+$968.00 → UCBA
6$18,312$309.19$17,313$329.04+$999.00 → UCBA
7$19,859$265.12$18,878$335.42+$981.00 → UCBA
8$21,476$226.52$20,560$341.49+$916.00 → UCBA
9$23,172$192.99$22,367$347.25+$805.00 → UCBA
10$24,959$164.06$24,307$352.73+$652.00 → UCBA

UCBA vs HDV: Complete Analysis 2026

UCBA — Stock

UCBA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UCBA shares.

Full UCBA Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
📬

Get this UCBA vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UCBA vs SCHDUCBA vs JEPIUCBA vs OUCBA vs KOUCBA vs MAINUCBA vs VYMUCBA vs DVYUCBA vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.