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UCLQF vs PM: Dividend Comparison 2026

UCLQF yields 0.87% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UCLQF wins by $2.87M in total portfolio value· pulled ahead in Year 6
10 years
UCLQF
UCLQF
● Live price
0.87%
Share price
$103.00
Annual div
$0.90
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.92M
Annual income
$2,395,864.67
Full UCLQF calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — UCLQF vs PM

📍 UCLQF pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUCLQFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UCLQF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UCLQF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UCLQF
Annual income on $10K today (after 15% tax)
$74.05/yr
After 10yr DRIP, annual income (after tax)
$2,036,484.97/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, UCLQF beats the other by $2,034,357.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UCLQF + PM for your $10,000?

UCLQF: 50%PM: 50%
100% PM50/50100% UCLQF
Portfolio after 10yr
$1.49M
Annual income
$1,199,183.64/yr
Blended yield
80.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

UCLQF
No analyst data
Altman Z
3.6
Piotroski
2/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UCLQF buys
0
PM buys
0
No recent congressional trades found for UCLQF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUCLQFPM
Forward yield0.87%3.49%
Annual dividend / share$0.90$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$2.92M$49.6K
Annual income after 10y$2,395,864.67$2,502.61
Total dividends collected$2.86M$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UCLQF vs PM ($10,000, DRIP)

YearUCLQF PortfolioUCLQF Income/yrPM PortfolioPM Income/yrGap
1$10,874$174.23$11,650$409.56$776.00PM
2$11,990$354.14$13,592$497.49$1.6KPM
3$13,559$729.84$15,882$605.21$2.3KPM
4$16,051$1,542.72$18,589$737.41$2.5KPM
5$20,588$3,413.53$21,794$899.94$1.2KPM
6← crossover$30,213$8,184.02$25,597$1,100.16+$4.6KUCLQF
7$54,777$22,449.03$30,118$1,347.30+$24.7KUCLQF
8$134,687$76,076.29$35,505$1,652.97+$99.2KUCLQF
9$493,760$349,644.58$41,940$2,031.88+$451.8KUCLQF
10$2,924,188$2,395,864.67$49,643$2,502.61+$2.87MUCLQF

UCLQF vs PM: Complete Analysis 2026

UCLQFStock

UltraTech Cement Limited, together with its subsidiaries, manufactures and sells cement and cement related products in India. It offers ordinary Portland cement, Portland blast furnace slag cement, Portland Pozzolana cement, white cement, and white cement-based products; and ready-mix concrete. The company also provides Tile Adhesive polymer under TILEFIXO, FLEX, HIFLEX,MYKROFILL, Seal & Dry water proofing products for kitchen balconies, chajjas, slope roofs, bathrooms, canal linings, swimming pools, and water tanks; Power Grout, an industrial grout for machine foundation, precast elements, and safety vaults; Readi Plast and Super Stucco, a plastering agent for internal and external walls; as well as liquid system for mortar and concrete modifier, repair mortars and concrete under the name of Basekrete and Microkrete. In addition, the company offers bed jointing material for AAC block, Fly Ash Bricks, and concrete blocks, and light weight block for masonry construction, and flooring screeds. Further, the company offers construction products for home builders; and value-added services that include technical advice during concreting, vaastu consultancy, various training programs, and other related services. UltraTech Cement Limited exports its products to the United Arab Emirates, Bahrain, and Sri Lanka. The company was incorporated in 2000 and is based in Mumbai, India. UltraTech Cement Limited operates as a subsidiary of Grasim Industries Limited.

Full UCLQF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.