Is UCPA or VYM a better dividend investment in 2026?

UCPA currently yields 70175.44% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: UCPA offers higher current income.

What is the dividend yield difference between UCPA and VYM?

UCPA has a forward dividend yield of 70175.44% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 70173.03 percentage points.

Home › Compare › UCPA vs VYM

UCPA vs VYM: Dividend Comparison 2026

UCPA yields 70175.44% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled

🏆 UCPA wins by $1.408382105507667e+25M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UCPA

● Live price

70175.44%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.408382105507667e+25M

Annual income

$14,044,451,778,686,833,000,000,000,000,000.00

Full UCPA calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — UCPA vs VYM

📍 UCPA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UCPA	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UCPA + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UCPA pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UCPA

Annual income on $10K today (after 15% tax)

$5,964,912.28/yr

After 10yr DRIP, annual income (after tax)

$11,937,784,011,883,808,000,000,000,000,000.00/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, UCPA beats the other by $11,937,784,011,883,808,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UCPA + VYM for your $10,000?

UCPA: 50%VYM: 50%

100% VYM50/50100% UCPA

Portfolio after 10yr

$7.041910527538335e+24M

Annual income

$7,022,225,889,343,416,000,000,000,000,000.00/yr

Blended yield

99.72%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UCPA buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUCPAVYM

Forward yield	70175.44% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.408382105507667e+25M	$27.8K ✓
Annual income after 10y	$14,044,451,778,686,833,000,000,000,000,000.00 ✓	$278.55
Total dividends collected	$1.4081239190988015e+25M	$2.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: UCPA vs VYM ($10,000, DRIP)

Year	UCPA Portfolio	UCPA Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$7,028,244	$7,017,543.86	$11,151	$241.44	+$7.02M → UCPA
2	$4,616,960,365	$4,609,440,144.06	$12,413	$246.79	+$4616.95M → UCPA
3	$2,834,857,333,332	$2,829,917,185,740.98	$13,794	$251.79	+$2834857.32M → UCPA
4	$1,626,954,716,635,769	$1,623,921,419,289,104.00	$15,306	$256.47	+$1626954716.62M → UCPA
5	$872,755,552,802,635,800	$871,014,711,255,835,400.00	$16,960	$260.84	+$872755552802.62M → UCPA
6	$437,609,390,347,399,200,000	$436,675,541,905,900,440,000.00	$18,768	$264.92	+$437609390347399.19M → UCPA
7	$205,098,146,838,601,000,000,000	$204,629,904,790,929,250,000,000.00	$20,745	$268.71	+$205098146838600992.00M → UCPA
8	$89,850,906,248,518,490,000,000,000	$89,631,451,231,401,190,000,000,000.00	$22,905	$272.24	+$89850906248518483968.00M → UCPA
9	$36,793,716,252,182,366,000,000,000,000	$36,697,575,782,496,450,000,000,000,000.00	$25,265	$275.51	+$3.6793716252182365e+22M → UCPA
10	$14,083,821,055,076,670,000,000,000,000,000	$14,044,451,778,686,833,000,000,000,000,000.00	$27,842	$278.55	+$1.408382105507667e+25M → UCPA

UCPA vs VYM: Complete Analysis 2026

UCPA — Stock

United Communications Partners Inc., together with its subsidiaries, offers a network of advertising, media, and other communication services in Europe. The company is based in New York, New York. As of March 1, 2022, United Communications Partners Inc. operates as a subsidiary of Making Science Group, S.A.

Full UCPA Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.