HomeCompareUDIRF vs PM

UDIRF vs PM: Dividend Comparison 2026

UDIRF yields 8.04% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UDIRF wins by $105664.32M in total portfolio value
10 years
UDIRF
UDIRF
● Live price
8.04%
Share price
$27.34
Annual div
$2.20
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$105664.37M
Annual income
$103,197,502,817.29
Full UDIRF calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — UDIRF vs PM

📍 UDIRF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUDIRFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UDIRF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UDIRF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UDIRF
Annual income on $10K today (after 15% tax)
$683.09/yr
After 10yr DRIP, annual income (after tax)
$87,717,877,394.70/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, UDIRF beats the other by $87,717,875,267.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UDIRF + PM for your $10,000?

UDIRF: 50%PM: 50%
100% PM50/50100% UDIRF
Portfolio after 10yr
$52832.21M
Annual income
$51,598,752,659.95/yr
Blended yield
97.67%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

UDIRF
Analyst Ratings
2
Buy
2
Hold
Consensus: Buy
Altman Z
1.1
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UDIRF buys
0
PM buys
0
No recent congressional trades found for UDIRF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUDIRFPM
Forward yield8.04%3.49%
Annual dividend / share$2.20$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$105664.37M$49.6K
Annual income after 10y$103,197,502,817.29$2,502.61
Total dividends collected$105495.98M$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: UDIRF vs PM ($10,000, DRIP)

YearUDIRF PortfolioUDIRF Income/yrPM PortfolioPM Income/yrGap
1← crossover$12,307$1,607.28$11,650$409.56+$657.00UDIRF
2$16,866$3,697.43$13,592$497.49+$3.3KUDIRF
3$27,518$9,471.13$15,882$605.21+$11.6KUDIRF
4$58,328$28,883.29$18,589$737.41+$39.7KUDIRF
5$176,843$114,432.66$21,794$899.94+$155.0KUDIRF
6$837,723$648,501.20$25,597$1,100.16+$812.1KUDIRF
7$6,638,447$5,742,082.70$30,118$1,347.30+$6.61MUDIRF
8$92,154,547$85,051,409.18$35,505$1,652.97+$92.12MUDIRF
9$2,305,481,863$2,206,876,497.39$41,940$2,031.88+$2305.44MUDIRF
10$105,664,368,411$103,197,502,817.29$49,643$2,502.61+$105664.32MUDIRF

UDIRF vs PM: Complete Analysis 2026

UDIRFStock

United Internet AG, through its subsidiaries, operates as an Internet service provider. The company operates through Consumer Access, Business Access, Consumer Applications, and Business Applications segments. It offers landline-based broadband and mobile internet products, including home networks, online storage, telephony, and IPTV for private users; and telecommunication products ranging from fiber-optic direct connections to tailored ICT solutions, which include voice, data, and network solutions, as well as infrastructure services to national and international carriers and ISPs. The company also provides ad-financed and fee-based application products for consumer and business customers, including domains, websites, web hosting, servers, cloud solutions, and e-shops; personal information management applications, such as email, to-do lists, appointments, and addresses; and group works, online storage, and office software. It offers its access products through the yourfone, smartmobile.de, 1&1, and 1&1 versatel brands; and applications through GMX, mail.com, WEB.DE, home.pl, Arsys, STRATO, IONOS, Fasthosts, InterNetX, united-domains, and World4You brand names. In addition, the company offers customers professional services in the fields of active domain management under the Sedo brand; and online advertising services under the United Internet Media brand name. It has operations in Germany, the United States, the United Kingdom, Spain, France, Poland, Italy, Austria, Hungary, Romania, Bulgaria, the Czech Republic, Slovakia, the Netherlands, Switzerland, Canada, and Mexico. The company was founded in 1988 and is headquartered in Montabaur, Germany.

Full UDIRF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
📬

Get this UDIRF vs PM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UDIRF vs SCHDUDIRF vs JEPIUDIRF vs OUDIRF vs KOUDIRF vs MAINUDIRF vs MOUDIRF vs BTIUDIRF vs PEP

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.