HomeCompareUDIRF vs SPHD

UDIRF vs SPHD: Dividend Comparison 2026

UDIRF yields 8.04% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UDIRF wins by $105664.34M in total portfolio value
10 years
UDIRF
UDIRF
● Live price
8.04%
Share price
$27.34
Annual div
$2.20
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$105664.37M
Annual income
$103,197,502,817.29
Full UDIRF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — UDIRF vs SPHD

📍 UDIRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUDIRFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UDIRF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UDIRF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UDIRF
Annual income on $10K today (after 15% tax)
$683.09/yr
After 10yr DRIP, annual income (after tax)
$87,717,877,394.70/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, UDIRF beats the other by $87,717,876,909.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UDIRF + SPHD for your $10,000?

UDIRF: 50%SPHD: 50%
100% SPHD50/50100% UDIRF
Portfolio after 10yr
$52832.20M
Annual income
$51,598,751,694.30/yr
Blended yield
97.67%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UDIRF right now

UDIRF
Analyst Ratings
2
Buy
2
Hold
Consensus: Buy
Altman Z
1.1
Piotroski
5/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UDIRF buys
0
SPHD buys
0
No recent congressional trades found for UDIRF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUDIRFSPHD
Forward yield8.04%4.33%
Annual dividend / share$2.20$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$105664.37M$26.5K
Annual income after 10y$103,197,502,817.29$571.32
Total dividends collected$105495.98M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UDIRF vs SPHD ($10,000, DRIP)

YearUDIRF PortfolioUDIRF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,307$1,607.28$11,133$432.85+$1.2KUDIRF
2$16,866$3,697.43$12,363$450.36+$4.5KUDIRF
3$27,518$9,471.13$13,695$467.39+$13.8KUDIRF
4$58,328$28,883.29$15,138$483.90+$43.2KUDIRF
5$176,843$114,432.66$16,697$499.88+$160.1KUDIRF
6$837,723$648,501.20$18,382$515.31+$819.3KUDIRF
7$6,638,447$5,742,082.70$20,198$530.17+$6.62MUDIRF
8$92,154,547$85,051,409.18$22,157$544.46+$92.13MUDIRF
9$2,305,481,863$2,206,876,497.39$24,266$558.18+$2305.46MUDIRF
10$105,664,368,411$103,197,502,817.29$26,536$571.32+$105664.34MUDIRF

UDIRF vs SPHD: Complete Analysis 2026

UDIRFStock

United Internet AG, through its subsidiaries, operates as an Internet service provider. The company operates through Consumer Access, Business Access, Consumer Applications, and Business Applications segments. It offers landline-based broadband and mobile internet products, including home networks, online storage, telephony, and IPTV for private users; and telecommunication products ranging from fiber-optic direct connections to tailored ICT solutions, which include voice, data, and network solutions, as well as infrastructure services to national and international carriers and ISPs. The company also provides ad-financed and fee-based application products for consumer and business customers, including domains, websites, web hosting, servers, cloud solutions, and e-shops; personal information management applications, such as email, to-do lists, appointments, and addresses; and group works, online storage, and office software. It offers its access products through the yourfone, smartmobile.de, 1&1, and 1&1 versatel brands; and applications through GMX, mail.com, WEB.DE, home.pl, Arsys, STRATO, IONOS, Fasthosts, InterNetX, united-domains, and World4You brand names. In addition, the company offers customers professional services in the fields of active domain management under the Sedo brand; and online advertising services under the United Internet Media brand name. It has operations in Germany, the United States, the United Kingdom, Spain, France, Poland, Italy, Austria, Hungary, Romania, Bulgaria, the Czech Republic, Slovakia, the Netherlands, Switzerland, Canada, and Mexico. The company was founded in 1988 and is headquartered in Montabaur, Germany.

Full UDIRF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.