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UDR vs AEP: Dividend Comparison 2026

UDR yields 5.11% · AEP yields 2.87%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AEP wins by $12.5K in total portfolio value· pulled ahead in Year 8
10 years
UDR
UDR
● Live price
5.11%
Share price
$33.66
Annual div
$1.72
5Y div CAGR
19.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.7K
Annual income
$6,549.10
Full UDR calculator →
AEP
AEP
● Live price
2.87%
Share price
$131.12
Annual div
$3.76
5Y div CAGR
34.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$62.3K
Annual income
$13,789.46
Full AEP calculator →

Portfolio growth — UDR vs AEP

📍 AEP pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUDRAEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UDR + AEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UDR pays
AEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UDR
Annual income on $10K today (after 15% tax)
$434.34/yr
After 10yr DRIP, annual income (after tax)
$5,566.74/yr
AEP
Annual income on $10K today (after 15% tax)
$243.75/yr
After 10yr DRIP, annual income (after tax)
$11,721.04/yr
At 15% tax rate, AEP beats the other by $6,154.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UDR + AEP for your $10,000?

UDR: 50%AEP: 50%
100% AEP50/50100% UDR
Portfolio after 10yr
$56.0K
Annual income
$10,169.28/yr
Blended yield
18.16%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on AEP right now

UDR
Analyst Ratings
18
Buy
17
Hold
3
Sell
Consensus: Buy
Price Target
$41.10
+22.1% upside vs current
Range: $38.00 — $44.00
Altman Z
0.7
Piotroski
8/9
AEP
Analyst Ratings
21
Buy
14
Hold
Consensus: Buy
Price Target
$132.75
+1.2% upside vs current
Range: $107.00 — $150.00
Altman Z
0.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UDR buys
9
AEP buys
0
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$UDR▼ Sell$15,001 - $50,0002025-10-07
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$UDR▼ Sell$1,001 - $15,0002025-09-25
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002025-08-26
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-07-25
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-11-03
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002023-10-31
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-10-10
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002023-09-06
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-08-03
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUDRAEP
Forward yield5.11%2.87%
Annual dividend / share$1.72$3.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.3%34.6%
Portfolio after 10y$49.7K$62.3K
Annual income after 10y$6,549.10$13,789.46
Total dividends collected$25.0K$37.4K
Payment frequencyquarterlyquarterly
SectorREITUtilities
Analyst consensusBuyBuy
Analyst price target$41.10$132.75

Year-by-year: UDR vs AEP ($10,000, DRIP)

YearUDR PortfolioUDR Income/yrAEP PortfolioAEP Income/yrGap
1$11,310$609.61$11,086$385.98+$224.00UDR
2$12,870$768.70$12,400$538.27+$470.00UDR
3$14,746$975.32$14,026$757.39+$720.00UDR
4$17,024$1,245.96$16,085$1,077.63+$939.00UDR
5$19,820$1,603.81$18,766$1,554.65+$1.1KUDR
6$23,289$2,081.81$22,361$2,281.58+$928.00UDR
7$27,647$2,727.39$27,346$3,419.96+$301.00UDR
8← crossover$33,192$3,609.90$34,522$5,261.24$1.3KAEP
9$40,348$4,832.15$45,293$8,354.97$4.9KAEP
10$49,721$6,549.10$62,253$13,789.46$12.5KAEP

UDR vs AEP: Complete Analysis 2026

UDRREIT

UDR, Inc. (NYSE: UDR), an S&P 500 company, is a leading multifamily real estate investment trust with a demonstrated performance history of delivering superior and dependable returns by successfully managing, buying, selling, developing and redeveloping attractive real estate communities in targeted U.S. markets. As of September 30, 2020, UDR owned or had an ownership position in 51,649 apartment homes including 1,031 homes under development. For over 48 years, UDR has delivered long-term value to shareholders, the best standard of service to Residents and the highest quality experience for Associates.

Full UDR Calculator →

AEPUtilities

American Electric Power Company, Inc., an electric public utility holding company, engages in the generation, transmission, and distribution of electricity for sale to retail and wholesale customers in the United States. It operates through Vertically Integrated Utilities, Transmission and Distribution Utilities, AEP Transmission Holdco, and Generation & Marketing segments. The company generates electricity using coal and lignite, natural gas, nuclear, hydro, solar, wind, and other energy sources. It also supplies and markets electric power at wholesale to other electric utility companies, rural electric cooperatives, municipalities, and other market participants. American Electric Power Company, Inc. was incorporated in 1906 and is headquartered in Columbus, Ohio.

Full AEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.