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UDR vs SJM: Dividend Comparison 2026

UDR yields 5.11% · SJM yields 4.60%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SJM wins by $4.3K in total portfolio value· pulled ahead in Year 6
10 years
UDR
UDR
● Live price
5.11%
Share price
$33.66
Annual div
$1.72
5Y div CAGR
19.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.7K
Annual income
$6,549.10
Full UDR calculator →
SJM
SJM
● Live price
4.60%
Share price
$95.17
Annual div
$4.38
5Y div CAGR
23%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$54.1K
Annual income
$8,456.23
Full SJM calculator →

Portfolio growth — UDR vs SJM

📍 SJM pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUDRSJM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UDR + SJM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UDR pays
SJM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UDR
Annual income on $10K today (after 15% tax)
$434.34/yr
After 10yr DRIP, annual income (after tax)
$5,566.74/yr
SJM
Annual income on $10K today (after 15% tax)
$391.19/yr
After 10yr DRIP, annual income (after tax)
$7,187.80/yr
At 15% tax rate, SJM beats the other by $1,621.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UDR + SJM for your $10,000?

UDR: 50%SJM: 50%
100% SJM50/50100% UDR
Portfolio after 10yr
$51.9K
Annual income
$7,502.67/yr
Blended yield
14.46%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UDR right now

UDR
Analyst Ratings
18
Buy
17
Hold
3
Sell
Consensus: Buy
Price Target
$41.10
+22.1% upside vs current
Range: $38.00 — $44.00
Altman Z
0.7
Piotroski
8/9
SJM
Analyst Ratings
13
Buy
14
Hold
2
Sell
Consensus: Hold
Price Target
$111.25
+16.9% upside vs current
Range: $105.00 — $117.00
Altman Z
0.9
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UDR buys
9
SJM buys
0
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$UDR▼ Sell$15,001 - $50,0002025-10-07
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$UDR▼ Sell$1,001 - $15,0002025-09-25
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002025-08-26
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-07-25
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-11-03
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002023-10-31
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-10-10
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002023-09-06
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-08-03
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUDRSJM
Forward yield5.11%4.60%
Annual dividend / share$1.72$4.38
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.3%23%
Portfolio after 10y$49.7K$54.1K
Annual income after 10y$6,549.10$8,456.23
Total dividends collected$25.0K$29.1K
Payment frequencyquarterlyquarterly
SectorREITConsumer Staples
Analyst consensusBuyHold
Analyst price target$41.10$111.25

Year-by-year: UDR vs SJM ($10,000, DRIP)

YearUDR PortfolioUDR Income/yrSJM PortfolioSJM Income/yrGap
1$11,310$609.61$11,266$566.08+$44.00UDR
2$12,870$768.70$12,788$733.12+$82.00UDR
3$14,746$975.32$14,640$956.57+$106.00UDR
4$17,024$1,245.96$16,923$1,258.84+$101.00UDR
5$19,820$1,603.81$19,781$1,672.81+$39.00UDR
6← crossover$23,289$2,081.81$23,413$2,247.63$124.00SJM
7$27,647$2,727.39$28,110$3,058.17$463.00SJM
8$33,192$3,609.90$34,298$4,220.74$1.1KSJM
9$40,348$4,832.15$42,619$5,920.02$2.3KSJM
10$49,721$6,549.10$54,059$8,456.23$4.3KSJM

UDR vs SJM: Complete Analysis 2026

UDRREIT

UDR, Inc. (NYSE: UDR), an S&P 500 company, is a leading multifamily real estate investment trust with a demonstrated performance history of delivering superior and dependable returns by successfully managing, buying, selling, developing and redeveloping attractive real estate communities in targeted U.S. markets. As of September 30, 2020, UDR owned or had an ownership position in 51,649 apartment homes including 1,031 homes under development. For over 48 years, UDR has delivered long-term value to shareholders, the best standard of service to Residents and the highest quality experience for Associates.

Full UDR Calculator →

SJMConsumer Staples

The J. M. Smucker Company manufactures and markets branded food and beverage products worldwide. It operates in three segments: U.S. Retail Pet Foods, U.S. Retail Coffee, and U.S. Retail Consumer Foods. The company offers mainstream roast, ground, single serve, and premium coffee; peanut butter and specialty spreads; fruit spreads, shortening and oils, and frozen sandwiches and snacks; pet food and pet snacks; and foodservice hot beverage, foodservice portion control, and flour products, as well as dog and cat food, frozen handheld products, juices and beverages, and baking mixes and ingredients. It provides its products under the Meow Mix, 9Lives, Kibbles 'n Bits, Milk-Bone, Pup-Peroni, Rachael Ray Nutrish and Nature's Recipe, Folgers, Café Bustelo, Dunkin', Folgers, Café Bustelo, 1850, Jif, Smucker's, Smucker's Uncrustables, Robin Hood, and Five Roses. The company sells its products through direct sales and brokers to food retailers, club stores, discount and dollar stores, online retailers, pet specialty stores, natural foods stores and distributors, drug stores, military commissaries, and mass merchandisers. Smucker Company was founded in 1897 and is headquartered in Orrville, Ohio.

Full SJM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.