Is UFCP or DGRO a better dividend investment in 2026?

UFCP currently yields 79.68% with a 5% 5-year dividend growth rate. DGRO yields 2.13% with 9.5% growth. The better choice depends on your goal: UFCP offers higher current income.

What is the dividend yield difference between UFCP and DGRO?

UFCP has a forward dividend yield of 79.68% ($2.00/share annually). DGRO yields 2.13% ($1.47/share annually). The yield gap is 77.55 percentage points.

Home › Compare › UFCP vs DGRO

UFCP vs DGRO: Dividend Comparison 2026

UFCP yields 79.68% · DGRO yields 2.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UFCP wins by $5.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UFCP

● Live price

79.68%

Share price

$2.51

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.8K

Annual income

$14.53

Full UFCP calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.13%

Share price

$68.98

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$239.96

Full DGRO calculator →

Portfolio growth — UFCP vs DGRO

📍 UFCP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UFCP	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UFCP + DGRO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UFCP pays

DGRO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UFCP

Annual income on $10K today (after 15% tax)

$6,772.91/yr

After 10yr DRIP, annual income (after tax)

$12.35/yr

DGRO

Annual income on $10K today (after 15% tax)

$181.24/yr

After 10yr DRIP, annual income (after tax)

$203.97/yr

At 15% tax rate, DGRO beats the other by $191.62/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UFCP + DGRO for your $10,000?

UFCP: 50%DGRO: 50%

100% DGRO50/50100% UFCP

Portfolio after 10yr

$34.2K

Annual income

$127.25/yr

Blended yield

0.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UFCP buys

DGRO buys

No recent congressional trades found for UFCP or DGRO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUFCPDGRO

Forward yield	79.68% ✓	2.13%
Annual dividend / share	$2.00 ✓	$1.47
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$36.8K ✓	$31.6K
Annual income after 10y	$14.53	$239.96 ✓
Total dividends collected	$10.1K ✓	$2.3K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: UFCP vs DGRO ($10,000, DRIP)

Year	UFCP Portfolio	UFCP Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1← crossover	$14,684	$3,984.06	$11,293	$213.22	+$3.4K → UFCP
2	$18,446	$2,733.75	$12,730	$217.32	+$5.7K → UFCP
3	$21,342	$1,604.70	$14,326	$221.10	+$7.0K → UFCP
4	$23,703	$867.58	$16,098	$224.56	+$7.6K → UFCP
5	$25,813	$450.27	$18,064	$227.74	+$7.7K → UFCP
6	$27,849	$229.13	$20,246	$230.65	+$7.6K → UFCP
7	$29,914	$115.52	$22,666	$233.30	+$7.2K → UFCP
8	$32,065	$57.98	$25,349	$235.73	+$6.7K → UFCP
9	$34,339	$29.04	$28,325	$237.94	+$6.0K → UFCP
10	$36,757	$14.53	$31,624	$239.96	+$5.1K → UFCP

UFCP vs DGRO: Complete Analysis 2026

UFCP — Stock

Union Financial Corporation operates as a bank holding company for Union Bank that provides banking products and services in Michigan. It offers checking, savings, money market, and health savings accounts; credit cards, certificate of deposits; and overdraft protection services. The company also provides home equity lines of credit; closed end home equity loans; construction, business, agricultural, auto, and personal loans; and mortgage services. In addition, the company offers personal investment services, which include investments, educational savings plans, traditional and Roth IRAs, fixed and variable annuities, and mutual funds; business planning services; and life and long-term care insurance services. The company was founded in 1934 and is based in Lake Odessa, Michigan.

Full UFCP Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.