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UFGSY vs MO: Dividend Comparison 2026

UFGSY yields 4.41% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $53.4K in total portfolio value· pulled ahead in Year 6
10 years
UFGSY
UFGSY
● Live price
4.41%
Share price
$10.91
Annual div
$0.48
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.7K
Annual income
$584.64
Full UFGSY calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — UFGSY vs MO

📍 MO pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUFGSYMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UFGSY + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UFGSY pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UFGSY
Annual income on $10K today (after 15% tax)
$374.63/yr
After 10yr DRIP, annual income (after tax)
$496.94/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $25,138.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UFGSY + MO for your $10,000?

UFGSY: 50%MO: 50%
100% MO50/50100% UFGSY
Portfolio after 10yr
$53.4K
Annual income
$15,371.90/yr
Blended yield
28.79%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

UFGSY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.4
Piotroski
6/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UFGSY buys
0
MO buys
0
No recent congressional trades found for UFGSY or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUFGSYMO
Forward yield4.41%6.36%
Annual dividend / share$0.48$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$26.7K$80.1K
Annual income after 10y$584.64$30,159.17
Total dividends collected$5.2K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: UFGSY vs MO ($10,000, DRIP)

YearUFGSY PortfolioUFGSY Income/yrMO PortfolioMO Income/yrGap
1$11,141$440.74$10,570$780.30+$571.00UFGSY
2$12,379$458.90$11,381$1,032.90+$998.00UFGSY
3$13,723$476.56$12,535$1,392.73+$1.2KUFGSY
4$15,177$493.71$14,193$1,920.91+$984.00UFGSY
5$16,750$510.31$16,618$2,723.68+$132.00UFGSY
6← crossover$18,448$526.34$20,263$3,993.80$1.8KMO
7$20,282$541.80$25,936$6,098.36$5.7KMO
8$22,258$556.67$35,166$9,775.01$12.9KMO
9$24,387$570.95$51,026$16,597.78$26.6KMO
10$26,679$584.64$80,113$30,159.17$53.4KMO

UFGSY vs MO: Complete Analysis 2026

UFGSYStock

Unipol Gruppo S.p.A., together with its subsidiaries, provides insurance and banking services primarily in Italy. The company operates through Non-Life Insurance Business, Life Insurance Business, Banking Business, Real Estate Business, and Holding and Other Businesses segments. It offers non-life insurance products for vehicles, sports craft, and travel; home and condominiums; work related to businesses, traders, professionals, and legal protection; accident and health protection; and investments and welfare. The company also provides life insurance products; and reinsurance services to individuals and legal entities through its agency network. In addition, it is involved in the management of non-performing loans; operation and management of real estate properties; operation of resorts and hotels; and agricultural, harbor, and healthcare businesses. The company was formerly known as Unipol Gruppo Finanziario S.p.A. and changed its name to Unipol Gruppo S.p.A. in June 2017. Unipol Gruppo S.p.A. was founded in 1961 and is based in Bologna, Italy.

Full UFGSY Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.