HomeCompareUGBP vs SPHD

UGBP vs SPHD: Dividend Comparison 2026

UGBP yields 11.94% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UGBP wins by $17.5K in total portfolio value
10 years
UGBP
UGBP
● Live price
11.94%
Share price
$16.75
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.0K
Annual income
$2,515.07
Full UGBP calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — UGBP vs SPHD

📍 UGBP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUGBPSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UGBP + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UGBP pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UGBP
Annual income on $10K today (after 15% tax)
$1,014.74/yr
After 10yr DRIP, annual income (after tax)
$2,137.81/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, UGBP beats the other by $1,655.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UGBP + SPHD for your $10,000?

UGBP: 50%SPHD: 50%
100% SPHD50/50100% UGBP
Portfolio after 10yr
$35.2K
Annual income
$1,541.22/yr
Blended yield
4.38%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UGBP buys
0
SPHD buys
0
No recent congressional trades found for UGBP or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUGBPSPHD
Forward yield11.94%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$44.0K$26.5K
Annual income after 10y$2,515.07$567.37
Total dividends collected$18.4K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UGBP vs SPHD ($10,000, DRIP)

YearUGBP PortfolioUGBP Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,894$1,193.82$11,130$430.50+$764.00UGBP
2$14,053$1,327.01$12,357$447.82+$1.7KUGBP
3$16,503$1,465.38$13,687$464.65+$2.8KUGBP
4$19,266$1,608.19$15,126$480.98+$4.1KUGBP
5$22,369$1,754.65$16,682$496.78+$5.7KUGBP
6$25,839$1,904.00$18,362$512.03+$7.5KUGBP
7$29,703$2,055.47$20,174$526.72+$9.5KUGBP
8$33,991$2,208.28$22,127$540.84+$11.9KUGBP
9$38,732$2,361.71$24,230$554.39+$14.5KUGBP
10$43,958$2,515.07$26,493$567.37+$17.5KUGBP

UGBP vs SPHD: Complete Analysis 2026

UGBPStock

The investment seeks to track the daily performance of the VelocityShares Daily 4X Long GBP vs. USD Index. The index is designed to provide 4 times leveraged exposure, reset daily, to changes in the spot exchange rate between an underlying pair of currencies consisting of the U.S. dollar and a foreign currency. It provides long exposure to one currency (the "long currency") in the underlying currency pair relative to the other currency (the "reference currency"). The fund is non-diversified.

Full UGBP Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.