Is UGCE or RYLD a better dividend investment in 2026?

UGCE currently yields 9.11% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between UGCE and RYLD?

UGCE has a forward dividend yield of 9.11% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 3.03 percentage points.

Home › Compare › UGCE vs RYLD

UGCE vs RYLD: Dividend Comparison 2026

UGCE yields 9.11% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $8.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UGCE

● Live price

9.11%

Share price

$21.95

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.6K

Annual income

$1,618.27

Full UGCE calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — UGCE vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UGCE	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UGCE + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UGCE pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UGCE

Annual income on $10K today (after 15% tax)

$774.50/yr

After 10yr DRIP, annual income (after tax)

$1,375.53/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $823.72/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UGCE + RYLD for your $10,000?

UGCE: 50%RYLD: 50%

100% RYLD50/50100% UGCE

Portfolio after 10yr

$40.5K

Annual income

$2,102.80/yr

Blended yield

5.19%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UGCE buys

RYLD buys

No recent congressional trades found for UGCE or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUGCERYLD

Forward yield	9.11%	12.14% ✓
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$36.6K	$44.5K ✓
Annual income after 10y	$1,618.27	$2,587.35 ✓
Total dividends collected	$12.7K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: UGCE vs RYLD ($10,000, DRIP)

Year	UGCE Portfolio	UGCE Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,611	$911.18	$11,914	$1,213.65	$303.00 → RYLD
2	$13,413	$988.77	$14,099	$1,351.30	$686.00 → RYLD
3	$15,419	$1,067.46	$16,580	$1,494.55	$1.2K → RYLD
4	$17,645	$1,146.86	$19,384	$1,642.61	$1.7K → RYLD
5	$20,107	$1,226.58	$22,535	$1,794.70	$2.4K → RYLD
6	$22,821	$1,306.27	$26,063	$1,950.00	$3.2K → RYLD
7	$25,804	$1,385.58	$29,995	$2,107.69	$4.2K → RYLD
8	$29,074	$1,464.20	$34,361	$2,266.99	$5.3K → RYLD
9	$32,651	$1,541.85	$39,194	$2,427.12	$6.5K → RYLD
10	$36,555	$1,618.27	$44,525	$2,587.35	$8.0K → RYLD

UGCE vs RYLD: Complete Analysis 2026

UGCE — Stock

The fund is an actively managed ETF that seeks to achieve its investment objective of providing capital appreciation by investing primarily in equity securities. The investments of it are comprised of two different strategies managed by Portfolio Design Advisors, Inc. (the "Sub-Advisor"): a predominantly value strategy and a predominantly growth strategy. The fund's investments will be weighted by the Sub-Advisor between 40-60% to each strategy. Under normal market conditions, the advisor intends to invest at least 80% of its net assets in equity securities.

Full UGCE Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.