Is UHOIF or XYLD a better dividend investment in 2026?

UHOIF currently yields 1.97% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between UHOIF and XYLD?

UHOIF has a forward dividend yield of 1.97% ($0.35/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.01 percentage points.

Home › Compare › UHOIF vs XYLD

UHOIF vs XYLD: Dividend Comparison 2026

UHOIF yields 1.97% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.2K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

UHOIF

● Live price

1.97%

Share price

$17.69

Annual div

$0.35

5Y div CAGR

3.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.1K

Annual income

$309.06

Full UHOIF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — UHOIF vs XYLD

📍 XYLD pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UHOIF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UHOIF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

—

UHOIF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UHOIF

Annual income on $10K today (after 15% tax)

$167.20/yr

After 10yr DRIP, annual income (after tax)

$262.70/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,473.47/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UHOIF + XYLD for your $10,000?

UHOIF: 50%XYLD: 50%

100% XYLD50/50100% UHOIF

Portfolio after 10yr

$24.2K

Annual income

$1,764.04/yr

Blended yield

7.29%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UHOIF buys

XYLD buys

No recent congressional trades found for UHOIF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUHOIFXYLD

Forward yield	1.97%	10.98% ✓
Annual dividend / share	$0.35	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	3.1% ✓	0%
Portfolio after 10y	$23.1K	$25.3K ✓
Annual income after 10y	$309.06	$3,219.02 ✓
Total dividends collected	$2.5K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UHOIF vs XYLD ($10,000, DRIP)

Year	UHOIF Portfolio	UHOIF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,903	$202.81	$10,818	$1,098.39	+$85.00 → UHOIF
2	$11,879	$213.06	$11,738	$1,222.51	+$141.00 → UHOIF
3	$12,934	$223.67	$12,774	$1,364.64	+$160.00 → UHOIF
4	$14,074	$234.67	$13,944	$1,527.86	+$130.00 → UHOIF
5	$15,306	$246.04	$15,270	$1,715.87	+$36.00 → UHOIF
6← crossover	$16,635	$257.81	$16,775	$1,933.09	$140.00 → XYLD
7	$18,069	$269.99	$18,490	$2,184.87	$421.00 → XYLD
8	$19,617	$282.58	$20,450	$2,477.63	$833.00 → XYLD
9	$21,285	$295.60	$22,697	$2,819.19	$1.4K → XYLD
10	$23,084	$309.06	$25,280	$3,219.02	$2.2K → XYLD

UHOIF vs XYLD: Complete Analysis 2026

UHOIF — Stock

Ushio Inc. produces and sells light application products, industrial equipment, and other products in Japan, rest of Asia, Europe, North America, and internationally. The company offers laser diodes, LED chips/packages, ultraviolet (UV) lamps, xenon lamps, halogen lamp heaters, and halogen heaters. It also provides lighting for general illumination, architecture and landscape, marine applications, and plant growth applications, as well as lamps for data projectors and LED lamps for illumination. In addition, the company offers light source units, excimer lamps and irradiation units, exposure units, illumination light sources, fishing lamps, and warning lights, as well as lighting for security applications and UV-LED for printing UniJet series. Further, it provides lithography tools and aligners, cleaning and modification systems, UV curing systems, measurement equipment, photoheating equipment, laboratory instruments, environment and sanitation related equipment, and imaging and illumination systems. Additionally, the company offers power supply repair services, power supplies, plastic injection-molding machines, mold protection devices, joints and tubing, plastic materials, factory automation products, sound-systems, and cinema servers. Ushio Inc. was incorporated in 1949 and is headquartered in Tokyo, Japan.

Full UHOIF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.