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UIHC vs ADC: Dividend Comparison 2026

UIHC yields 29.00% · ADC yields 4.11%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UIHC wins by $538473189.00M in total portfolio value
10 years
UIHC
UIHC
● Live price
29.00%
Share price
$7.93
Annual div
$2.30
5Y div CAGR
97.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$538473189.18M
Annual income
$534,397,710,634,095.75
Full UIHC calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — UIHC vs ADC

📍 UIHC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUIHCADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UIHC + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UIHC pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UIHC
Annual income on $10K today (after 15% tax)
$2,465.32/yr
After 10yr DRIP, annual income (after tax)
$454,238,054,038,981.40/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, UIHC beats the other by $454,238,053,971,281.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UIHC + ADC for your $10,000?

UIHC: 50%ADC: 50%
100% ADC50/50100% UIHC
Portfolio after 10yr
$269236594.68M
Annual income
$267,198,855,356,871.50/yr
Blended yield
99.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

UIHC
Analyst Ratings
5
Hold
1
Sell
Consensus: Hold
Price Target
$1.90
-76.0% upside vs current
Range: $1.90 — $1.90
Altman Z
27.0
Piotroski
4/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UIHC buys
0
ADC buys
0
No recent congressional trades found for UIHC or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUIHCADC
Forward yield29.00%4.11%
Annual dividend / share$2.30$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR97.2%40.4%
Portfolio after 10y$538473189.18M$176.9K
Annual income after 10y$534,397,710,634,095.75$79,647.25
Total dividends collected$538203030.10M$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldBuy
Analyst price target$1.90$81.06

Year-by-year: UIHC vs ADC ($10,000, DRIP)

YearUIHC PortfolioUIHC Income/yrADC PortfolioADC Income/yrGap
1← crossover$16,420$5,719.55$10,987$577.21+$5.4KUIHC
2$34,877$17,307.96$12,293$855.34+$22.6KUIHC
3$105,074$67,755.63$14,088$1,290.70+$91.0KUIHC
4$488,635$376,206.00$16,660$1,994.91+$472.0KUIHC
5$3,747,164$3,224,324.26$20,525$3,181.85+$3.73MUIHC
6$49,579,557$45,570,091.28$26,654$5,286.90+$49.55MUIHC
7$1,164,277,661$1,111,227,535.94$37,006$9,259.47+$1164.24MUIHC
8$49,338,576,196$48,092,799,098.62$55,862$17,338.74+$49338.52MUIHC
9$3,808,858,452,173$3,756,066,175,643.08$93,452$35,300.32+$3808858.36MUIHC
10$538,473,189,177,921$534,397,710,634,095.75$176,931$79,647.25+$538473189.00MUIHC

UIHC vs ADC: Complete Analysis 2026

UIHCStock

United Insurance Holdings Corp. operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. It markets and distributes its products through a network of independent agencies in Florida, New York, Louisiana, Texas, Georgia, Massachusetts, New Jersey, North Carolina, and South Carolina. United Insurance Holdings Corp. was founded in 1999 and is based in St. Petersburg, Florida.

Full UIHC Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.