HomeCompareUIHC vs VIG

UIHC vs VIG: Dividend Comparison 2026

UIHC yields 29.00% · VIG yields 1.61%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UIHC wins by $538473189.15M in total portfolio value
10 years
UIHC
UIHC
● Live price
29.00%
Share price
$7.93
Annual div
$2.30
5Y div CAGR
97.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$538473189.18M
Annual income
$534,397,710,634,095.75
Full UIHC calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — UIHC vs VIG

📍 UIHC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUIHCVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UIHC + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UIHC pays
VIG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UIHC
Annual income on $10K today (after 15% tax)
$2,465.32/yr
After 10yr DRIP, annual income (after tax)
$454,238,054,038,981.40/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, UIHC beats the other by $454,238,054,038,832.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UIHC + VIG for your $10,000?

UIHC: 50%VIG: 50%
100% VIG50/50100% UIHC
Portfolio after 10yr
$269236594.61M
Annual income
$267,198,855,317,135.47/yr
Blended yield
99.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on VIG right now

UIHC
Analyst Ratings
5
Hold
1
Sell
Consensus: Hold
Price Target
$1.90
-76.0% upside vs current
Range: $1.90 — $1.90
Altman Z
27.0
Piotroski
4/9
VIG
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UIHC buys
0
VIG buys
9
PoliticianChamberTickerTypeAmountDate
Thomas R. Carper🏛 Senate$VIG▲ Buy$1,001 - $15,0002024-05-16
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002023-12-28
Ro Khanna🏢 House$VIG▼ Sell$15,001 - $50,0002023-05-04
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
Joe Courtney🏢 House$VIG▼ Sell$1,001 - $15,0002020-10-09
K. Michael Conaway🏢 House$VIG▼ Sell$50,001 - $100,0002020-09-08
K. Michael Conaway🏢 House$VIG▲ Buy$15,001 - $50,0002020-05-19
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUIHCVIG
Forward yield29.00%1.61%
Annual dividend / share$2.30$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR97.2%0%
Portfolio after 10y$538473189.18M$32.3K
Annual income after 10y$534,397,710,634,095.75$175.21
Total dividends collected$538203030.10M$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UIHC vs VIG ($10,000, DRIP)

YearUIHC PortfolioUIHC Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$16,420$5,719.55$11,301$160.59+$5.1KUIHC
2$34,877$17,307.96$12,752$162.91+$22.1KUIHC
3$105,074$67,755.63$14,370$165.02+$90.7KUIHC
4$488,635$376,206.00$16,176$166.93+$472.5KUIHC
5$3,747,164$3,224,324.26$18,188$168.67+$3.73MUIHC
6$49,579,557$45,570,091.28$20,432$170.25+$49.56MUIHC
7$1,164,277,661$1,111,227,535.94$22,933$171.68+$1164.25MUIHC
8$49,338,576,196$48,092,799,098.62$25,720$172.98+$49338.55MUIHC
9$3,808,858,452,173$3,756,066,175,643.08$28,827$174.15+$3808858.42MUIHC
10$538,473,189,177,921$534,397,710,634,095.75$32,288$175.21+$538473189.15MUIHC

UIHC vs VIG: Complete Analysis 2026

UIHCStock

United Insurance Holdings Corp. operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. It markets and distributes its products through a network of independent agencies in Florida, New York, Louisiana, Texas, Georgia, Massachusetts, New Jersey, North Carolina, and South Carolina. United Insurance Holdings Corp. was founded in 1999 and is based in St. Petersburg, Florida.

Full UIHC Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.