Is UILCF or XYLD a better dividend investment in 2026?

UILCF currently yields 2.31% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between UILCF and XYLD?

UILCF has a forward dividend yield of 2.31% ($0.03/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.67 percentage points.

Home › Compare › UILCF vs XYLD

UILCF vs XYLD: Dividend Comparison 2026

UILCF yields 2.31% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UILCF wins by $1.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UILCF

● Live price

2.31%

Share price

$1.50

Annual div

$0.03

5Y div CAGR

12.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.8K

Annual income

$1,016.82

Full UILCF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — UILCF vs XYLD

📍 UILCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UILCF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UILCF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UILCF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UILCF

Annual income on $10K today (after 15% tax)

$196.09/yr

After 10yr DRIP, annual income (after tax)

$864.30/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,871.87/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UILCF + XYLD for your $10,000?

UILCF: 50%XYLD: 50%

100% XYLD50/50100% UILCF

Portfolio after 10yr

$26.0K

Annual income

$2,117.92/yr

Blended yield

8.14%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UILCF buys

XYLD buys

No recent congressional trades found for UILCF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUILCFXYLD

Forward yield	2.31%	10.98% ✓
Annual dividend / share	$0.03	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	12.9% ✓	0%
Portfolio after 10y	$26.8K ✓	$25.3K
Annual income after 10y	$1,016.82	$3,219.02 ✓
Total dividends collected	$5.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UILCF vs XYLD ($10,000, DRIP)

Year	UILCF Portfolio	UILCF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,960	$260.46	$10,818	$1,098.39	+$142.00 → UILCF
2	$12,029	$301.22	$11,738	$1,222.51	+$291.00 → UILCF
3	$13,220	$348.81	$12,774	$1,364.64	+$446.00 → UILCF
4	$14,550	$404.48	$13,944	$1,527.86	+$606.00 → UILCF
5	$16,038	$469.71	$15,270	$1,715.87	+$768.00 → UILCF
6	$17,707	$546.31	$16,775	$1,933.09	+$932.00 → UILCF
7	$19,583	$636.42	$18,490	$2,184.87	+$1.1K → UILCF
8	$21,696	$742.65	$20,450	$2,477.63	+$1.2K → UILCF
9	$24,083	$868.17	$22,697	$2,819.19	+$1.4K → UILCF
10	$26,786	$1,016.82	$25,280	$3,219.02	+$1.5K → UILCF

UILCF vs XYLD: Complete Analysis 2026

UILCF — Stock

Singapore Land Group Limited, an investment holding company, engages in the development of properties for investment and trading in Singapore and internationally. The company operates through Property Investment, Property Trading, Hotel Operations, Technology Operations, and Others segments. It develops and leases commercial office, retail space, and residential properties. The company also offers property management services; invests in and operates hotels; invests in retail centers; distributes computers and related products; retails computer hardware and software; and provides information technology, systems integration, and networking infrastructure services. In addition, it invests in shares, and provides marketing management and other related services. The company was incorporated in 1963 and is based in Singapore. Singapore Land Group Limited is a subsidiary of UOL Group Limited.

Full UILCF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.