HomeCompareUJAN vs SPHD

UJAN vs SPHD: Dividend Comparison 2026

UJAN yields 4.71% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UJAN wins by $733.00 in total portfolio value
10 years
UJAN
UJAN
● Live price
4.71%
Share price
$42.50
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$636.08
Full UJAN calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — UJAN vs SPHD

📍 UJAN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUJANSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UJAN + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UJAN pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UJAN
Annual income on $10K today (after 15% tax)
$400.00/yr
After 10yr DRIP, annual income (after tax)
$540.67/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, UJAN beats the other by $58.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UJAN + SPHD for your $10,000?

UJAN: 50%SPHD: 50%
100% SPHD50/50100% UJAN
Portfolio after 10yr
$26.9K
Annual income
$601.72/yr
Blended yield
2.24%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UJAN buys
0
SPHD buys
0
No recent congressional trades found for UJAN or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUJANSPHD
Forward yield4.71%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.2K$26.5K
Annual income after 10y$636.08$567.37
Total dividends collected$5.6K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UJAN vs SPHD ($10,000, DRIP)

YearUJAN PortfolioUJAN Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,171$470.59$11,130$430.50+$41.00UJAN
2$12,444$491.28$12,357$447.82+$87.00UJAN
3$13,826$511.48$13,687$464.65+$139.00UJAN
4$15,325$531.13$15,126$480.98+$199.00UJAN
5$16,948$550.19$16,682$496.78+$266.00UJAN
6$18,703$568.65$18,362$512.03+$341.00UJAN
7$20,599$586.49$20,174$526.72+$425.00UJAN
8$22,645$603.67$22,127$540.84+$518.00UJAN
9$24,850$620.21$24,230$554.39+$620.00UJAN
10$27,226$636.08$26,493$567.37+$733.00UJAN

UJAN vs SPHD: Complete Analysis 2026

UJANStock

The Innovator U.S. Equity Ultra Buffer ETF seeks to track the return of the SPDR S&P 500 ETF Trust (SPY), up to a predetermined cap, while buffering investors against losses from -5% to -35% over the outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full UJAN Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.