HomeCompareUJB vs SPHD

UJB vs SPHD: Dividend Comparison 2026

UJB yields 3.46% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.5K in total portfolio value
10 years
UJB
UJB
● Live price
3.46%
Share price
$76.04
Annual div
$2.63
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.00
Full UJB calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — UJB vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUJBSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UJB + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UJB pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UJB
Annual income on $10K today (after 15% tax)
$293.96/yr
After 10yr DRIP, annual income (after tax)
$367.20/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $118.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UJB + SPHD for your $10,000?

UJB: 50%SPHD: 50%
100% SPHD50/50100% UJB
Portfolio after 10yr
$25.8K
Annual income
$501.66/yr
Blended yield
1.95%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UJB buys
0
SPHD buys
0
No recent congressional trades found for UJB or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUJBSPHD
Forward yield3.46%4.33%
Annual dividend / share$2.63$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.0K$26.5K
Annual income after 10y$432.00$571.32
Total dividends collected$3.9K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UJB vs SPHD ($10,000, DRIP)

YearUJB PortfolioUJB Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,046$345.83$11,133$432.85$87.00SPHD
2$12,176$357.01$12,363$450.36$187.00SPHD
3$13,396$367.79$13,695$467.39$299.00SPHD
4$14,712$378.18$15,138$483.90$426.00SPHD
5$16,130$388.15$16,697$499.88$567.00SPHD
6$17,657$397.73$18,382$515.31$725.00SPHD
7$19,300$406.89$20,198$530.17$898.00SPHD
8$21,066$415.65$22,157$544.46$1.1KSPHD
9$22,965$424.02$24,266$558.18$1.3KSPHD
10$25,005$432.00$26,536$571.32$1.5KSPHD

UJB vs SPHD: Complete Analysis 2026

UJBStock

ProShares Ultra High Yield seeks daily investment results, before fees and expenses, that correspond to two times (2x) the daily performance of the Markit iBoxx $ Liquid High Yield Index.

Full UJB Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this UJB vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UJB vs SCHDUJB vs JEPIUJB vs OUJB vs KOUJB vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.