HomeCompareUL vs CB

UL vs CB: Dividend Comparison 2026

UL yields 3.86% · CB yields 1.19%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UL wins by $15.8K in total portfolio value
10 years
UL
UL
● Live price
3.86%
Share price
$59.98
Annual div
$2.32
5Y div CAGR
20.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.8K
Annual income
$4,702.90
Full UL calculator →
CB
CB
● Live price
1.19%
Share price
$325.35
Annual div
$3.88
5Y div CAGR
23.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$1,241.17
Full CB calculator →

Portfolio growth — UL vs CB

📍 UL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodULCB
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UL + CB cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UL pays
CB pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UL
Annual income on $10K today (after 15% tax)
$328.29/yr
After 10yr DRIP, annual income (after tax)
$3,997.46/yr
CB
Annual income on $10K today (after 15% tax)
$101.37/yr
After 10yr DRIP, annual income (after tax)
$1,054.99/yr
At 15% tax rate, UL beats the other by $2,942.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UL + CB for your $10,000?

UL: 50%CB: 50%
100% CB50/50100% UL
Portfolio after 10yr
$33.9K
Annual income
$2,972.04/yr
Blended yield
8.76%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CB right now

UL
Analyst Ratings
9
Buy
17
Hold
9
Sell
Consensus: Hold
Price Target
$65.55
+9.3% upside vs current
Range: $60.10 — $71.00
Altman Z
4.6
Piotroski
7/9
CB
Analyst Ratings
1
Strong
22
Buy
18
Hold
2
Sell
Consensus: Buy
Price Target
$342.00
+5.1% upside vs current
Range: $305.00 — $373.00
Altman Z
1.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UL buys
0
CB buys
0
No recent congressional trades found for UL or CB in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricULCB
Forward yield3.86%1.19%
Annual dividend / share$2.32$3.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR20.5%23.5%
Portfolio after 10y$41.8K$26.0K
Annual income after 10y$4,702.90$1,241.17
Total dividends collected$18.4K$5.2K
Payment frequencyquarterlyquarterly
SectorStockFinancials
Analyst consensusHoldBuy
Analyst price target$65.55$342.00

Year-by-year: UL vs CB ($10,000, DRIP)

YearUL PortfolioUL Income/yrCB PortfolioCB Income/yrGap
1← crossover$11,165$465.40$10,847$147.28+$318.00UL
2$12,532$585.20$11,791$184.40+$741.00UL
3$14,149$739.71$12,848$231.35+$1.3KUL
4$16,080$940.52$14,038$290.95+$2.0KUL
5$18,409$1,203.74$15,388$366.93+$3.0KUL
6$21,250$1,551.98$16,929$464.23+$4.3KUL
7$24,755$2,017.49$18,703$589.49+$6.1KUL
8$29,135$2,646.78$20,764$751.71+$8.4KUL
9$34,682$3,508.06$23,181$963.24+$11.5KUL
10$41,813$4,702.90$26,045$1,241.17+$15.8KUL

UL vs CB: Complete Analysis 2026

ULStock

Unilever PLC operates as a fast-moving consumer goods company. It operates through Beauty & Personal Care, Foods & Refreshment, and Home Care segments. The Beauty & Personal Care segment provides skin care and hair care products, deodorants, and skin cleansing products. The Foods & Refreshment segment offers ice cream, soups, bouillons, seasonings, mayonnaise, ketchups, and tea categories. The Home Care segment provides fabric solutions and various cleaning products. The company offers its products under the Domestos, OMO, Seventh Generation, Ben & Jerry's, Knorr, Magnum, Wall's, Bango, the Vegetarian Butcher, Axe, Cif, Comfort, Dove, Lifebuoy, Lux, Rexona, Sunsilk, Equilibra, OLLY, Liquid I.V., SmartyPants, Onnit, Hellmann's, and Vaseline brands. Unilever PLC was incorporated in 1894 and is headquartered in London, the United Kingdom.

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CBFinancials

Chubb Limited provides insurance and reinsurance products worldwide. The company's North America Commercial P&C Insurance segment offers commercial property, casualty, workers' compensation, package policies, risk management, financial lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty; and group accident and health insurance to large, middle market, and small commercial businesses. Its North America Personal P&C Insurance segment provides affluent and high net worth individuals and families with homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, and recreational marine insurance and services. The company's North America Agricultural Insurance segment offers multiple peril crop and crop-hail insurance; and coverage for farm and ranch property, and commercial agriculture products. Its Overseas General Insurance segment provides coverage for traditional commercial property and casualty; specialty categories, such as financial lines, marine, energy, aviation, political risk, and construction risk; and group accident and health, and traditional and specialty personal lines for corporations, middle markets, and small customers through retail brokers, agents, and other channels. The company's Global Reinsurance segment offers traditional and specialty reinsurance under the Chubb Tempest Re brand to property and casualty companies. Its Life Insurance segment provides protection and savings products comprising whole life, endowment plans, individual term life, group term life, medical and health, personal accident, credit life, universal life, and unit linked contracts. The company markets its products primarily through insurance and reinsurance brokers. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.