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UL vs KEY: Dividend Comparison 2026

UL yields 3.86% · KEY yields 4.23%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UL wins by $7.9K in total portfolio value· pulled ahead in Year 2
10 years
UL
UL
● Live price
3.86%
Share price
$59.98
Annual div
$2.32
5Y div CAGR
20.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.8K
Annual income
$4,702.90
Full UL calculator →
KEY
KEY
● Live price
4.23%
Share price
$19.40
Annual div
$0.82
5Y div CAGR
12.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$2,192.93
Full KEY calculator →

Portfolio growth — UL vs KEY

📍 UL pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodULKEY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UL + KEY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UL pays
KEY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UL
Annual income on $10K today (after 15% tax)
$328.29/yr
After 10yr DRIP, annual income (after tax)
$3,997.46/yr
KEY
Annual income on $10K today (after 15% tax)
$359.28/yr
After 10yr DRIP, annual income (after tax)
$1,863.99/yr
At 15% tax rate, UL beats the other by $2,133.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UL + KEY for your $10,000?

UL: 50%KEY: 50%
100% KEY50/50100% UL
Portfolio after 10yr
$37.9K
Annual income
$3,447.92/yr
Blended yield
9.11%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on KEY right now

UL
Analyst Ratings
9
Buy
17
Hold
9
Sell
Consensus: Hold
Price Target
$65.55
+9.3% upside vs current
Range: $60.10 — $71.00
Altman Z
4.6
Piotroski
7/9
KEY
Analyst Ratings
31
Buy
18
Hold
2
Sell
Consensus: Buy
Price Target
$22.88
+17.9% upside vs current
Range: $18.00 — $26.00
Altman Z
0.1
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UL buys
0
KEY buys
0
No recent congressional trades found for UL or KEY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricULKEY
Forward yield3.86%4.23%
Annual dividend / share$2.32$0.82
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR20.5%12.4%
Portfolio after 10y$41.8K$33.9K
Annual income after 10y$4,702.90$2,192.93
Total dividends collected$18.4K$11.3K
Payment frequencyquarterlyquarterly
SectorStockStock
Analyst consensusHoldBuy
Analyst price target$65.55$22.88

Year-by-year: UL vs KEY ($10,000, DRIP)

YearUL PortfolioUL Income/yrKEY PortfolioKEY Income/yrGap
1$11,165$465.40$11,175$475.09$10.00KEY
2← crossover$12,532$585.20$12,515$557.71+$17.00UL
3$14,149$739.71$14,047$656.11+$102.00UL
4$16,080$940.52$15,804$773.60+$276.00UL
5$18,409$1,203.74$17,825$914.28+$584.00UL
6$21,250$1,551.98$20,156$1,083.21+$1.1KUL
7$24,755$2,017.49$22,853$1,286.68+$1.9KUL
8$29,135$2,646.78$25,985$1,532.51+$3.1KUL
9$34,682$3,508.06$29,635$1,830.50+$5.0KUL
10$41,813$4,702.90$33,902$2,192.93+$7.9KUL

UL vs KEY: Complete Analysis 2026

ULStock

Unilever PLC operates as a fast-moving consumer goods company. It operates through Beauty & Personal Care, Foods & Refreshment, and Home Care segments. The Beauty & Personal Care segment provides skin care and hair care products, deodorants, and skin cleansing products. The Foods & Refreshment segment offers ice cream, soups, bouillons, seasonings, mayonnaise, ketchups, and tea categories. The Home Care segment provides fabric solutions and various cleaning products. The company offers its products under the Domestos, OMO, Seventh Generation, Ben & Jerry's, Knorr, Magnum, Wall's, Bango, the Vegetarian Butcher, Axe, Cif, Comfort, Dove, Lifebuoy, Lux, Rexona, Sunsilk, Equilibra, OLLY, Liquid I.V., SmartyPants, Onnit, Hellmann's, and Vaseline brands. Unilever PLC was incorporated in 1894 and is headquartered in London, the United Kingdom.

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KEYStock

KeyCorp operates as the holding company for KeyBank National Association that provides various retail and commercial banking products and services in the United States. It operates in two segments, Consumer Bank and Commercial Bank. The company offers various deposits, investment products and services; and personal finance and financial wellness, student loan refinancing, mortgage and home equity, lending, credit card, treasury, business advisory, wealth management, asset management, investment, cash management, portfolio management, and trust and related services to individuals and small and medium-sized businesses. It also provides a suite of banking and capital market products, such as syndicated finance, debt and equity capital market products, commercial payments, equipment finance, commercial mortgage banking, derivatives, foreign exchange, financial advisory, and public finance, as well as commercial mortgage loans comprising consumer, energy, healthcare, industrial, public sector, real estate, and technology loans for middle market clients. In addition, the company offers community development financing, securities underwriting, brokerage, and investment banking services. As of December 31, 2021, it operated through a network of approximately 999 branches and 1,317 ATMs in 15 states, as well as additional offices, online and mobile banking capabilities, and a telephone banking call center. KeyCorp was founded in 1849 and is headquartered in Cleveland, Ohio.

Full KEY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.