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UL vs TT: Dividend Comparison 2026

UL yields 3.86% · TT yields 0.96%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TT wins by $255.3K in total portfolio value· pulled ahead in Year 6
10 years
UL
UL
● Live price
3.86%
Share price
$59.98
Annual div
$2.32
5Y div CAGR
20.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.8K
Annual income
$4,702.90
Full UL calculator →
TT
TT
● Live price
0.96%
Share price
$403.93
Annual div
$3.87
5Y div CAGR
77.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$297.1K
Annual income
$177,604.16
Full TT calculator →

Portfolio growth — UL vs TT

📍 TT pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodULTT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UL + TT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UL pays
TT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UL
Annual income on $10K today (after 15% tax)
$328.29/yr
After 10yr DRIP, annual income (after tax)
$3,997.46/yr
TT
Annual income on $10K today (after 15% tax)
$81.44/yr
After 10yr DRIP, annual income (after tax)
$150,963.54/yr
At 15% tax rate, TT beats the other by $146,966.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UL + TT for your $10,000?

UL: 50%TT: 50%
100% TT50/50100% UL
Portfolio after 10yr
$169.4K
Annual income
$91,153.53/yr
Blended yield
53.80%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on TT right now

UL
Analyst Ratings
9
Buy
17
Hold
9
Sell
Consensus: Hold
Price Target
$65.55
+9.3% upside vs current
Range: $60.10 — $71.00
Altman Z
4.6
Piotroski
7/9
TT
Analyst Ratings
10
Buy
14
Hold
1
Sell
Consensus: Hold
Price Target
$471.88
+16.8% upside vs current
Range: $370.00 — $520.00
Altman Z
6.6
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UL buys
0
TT buys
7
PoliticianChamberTickerTypeAmountDate
Josh Gottheimer🏢 House$TT▼ Sell$1,001 - $15,0002024-12-23
Josh Gottheimer🏢 House$TT▼ Sell$1,001 - $15,0002024-12-05
Valerie Hoyle🏢 House$TT▲ Buy$1,001 - $15,0002024-10-29
Josh Gottheimer🏢 House$TT▼ Sell$1,001 - $15,0002024-09-27
John James🏢 House$TT▼ Sell$1,001 - $15,0002024-09-04
Josh Gottheimer🏢 House$TT▼ Sell$1,001 - $15,0002024-07-01
Ro Khanna🏢 House$TT▲ Buy$50,001 - $100,0002024-06-20
John James🏢 House$TT▲ Buy$1,001 - $15,0002023-11-10
Ro Khanna🏢 House$TT▼ Sell$15,001 - $50,0002023-10-31
Ro Khanna🏢 House$TT▲ Buy$15,001 - $50,0002023-10-10
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricULTT
Forward yield3.86%0.96%
Annual dividend / share$2.32$3.87
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR20.5%77.2%
Portfolio after 10y$41.8K$297.1K
Annual income after 10y$4,702.90$177,604.16
Total dividends collected$18.4K$265.9K
Payment frequencyquarterlyquarterly
SectorStockIndustrials
Analyst consensusHoldHold
Analyst price target$65.55$471.88

Year-by-year: UL vs TT ($10,000, DRIP)

YearUL PortfolioUL Income/yrTT PortfolioTT Income/yrGap
1$11,165$465.40$10,870$169.77+$295.00UL
2$12,532$585.20$11,936$305.61+$596.00UL
3$14,149$739.71$13,328$555.77+$821.00UL
4$16,080$940.52$15,288$1,027.68+$792.00UL
5$18,409$1,203.74$18,311$1,952.29+$98.00UL
6← crossover$21,250$1,551.98$23,465$3,872.33$2.2KTT
7$24,755$2,017.49$33,325$8,217.96$8.6KTT
8$29,135$2,646.78$54,987$19,328.64$25.9KTT
9$34,682$3,508.06$111,652$52,815.95$77.0KTT
10$41,813$4,702.90$297,071$177,604.16$255.3KTT

UL vs TT: Complete Analysis 2026

ULStock

Unilever PLC operates as a fast-moving consumer goods company. It operates through Beauty & Personal Care, Foods & Refreshment, and Home Care segments. The Beauty & Personal Care segment provides skin care and hair care products, deodorants, and skin cleansing products. The Foods & Refreshment segment offers ice cream, soups, bouillons, seasonings, mayonnaise, ketchups, and tea categories. The Home Care segment provides fabric solutions and various cleaning products. The company offers its products under the Domestos, OMO, Seventh Generation, Ben & Jerry's, Knorr, Magnum, Wall's, Bango, the Vegetarian Butcher, Axe, Cif, Comfort, Dove, Lifebuoy, Lux, Rexona, Sunsilk, Equilibra, OLLY, Liquid I.V., SmartyPants, Onnit, Hellmann's, and Vaseline brands. Unilever PLC was incorporated in 1894 and is headquartered in London, the United Kingdom.

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TTIndustrials

Trane Technologies plc, together with its subsidiaries, engages in the designing, manufacturing, selling, and servicing of solutions for heating, ventilation, air conditioning, and transport refrigeration. It offers air conditioners, exchangers, and handlers; airside and terminal devices; auxiliary power units; chillers; coils and condensers; gensets; furnaces; heat pumps; home automation products; humidifiers; hybrid and non-diesel transport refrigeration, and ice energy storage solutions; indoor air quality assessments and related products; large and light commercial unitary products; motor replacements; refrigerant reclamation products; thermostats/controls; transport heater products; variable refrigerant flow products; and water source heat pumps. The company also provides building management, control, ductless, geothermal, package heating and cooling, temporary heating and cooling, and unitary systems; bus, rail, and multi-pipe heating, ventilation, and air conditioning systems; and container, cryogenic, diesel-powered, electric-powered trailer and truck, hybrid-powered trailer, industrial, rail, self-powered truck, trailer, and vehicle-powered truck refrigeration systems, as well as aftermarket and OEM parts and supplies. In addition, it offers energy and facility management, installation and performance contracting, repair and maintenance, and rental services. It markets and sells its products under the Trane and Thermo King brands through sales offices, distributors, and dealers in the United States; and through sales and service companies with a supporting chain of distributors worldwide. The company was formerly known as Ingersoll-Rand Plc and changed its name to Trane Technologies plc in March 2020. Trane Technologies plc was founded in 1885 and is headquartered in Swords, Ireland.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.