Home › Compare › UL vs ZION

UL vs ZION: Dividend Comparison 2026

UL yields 3.86% · ZION yields 3.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UL wins by $10.4K in total portfolio value
10 years
UL
UL
● Live price
3.86%
Share price
$59.98
Annual div
$2.32
5Y div CAGR
20.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.8K
Annual income
$4,702.90
Full UL calculator →
ZION
ZION
● Live price
3.20%
Share price
$55.59
Annual div
$1.78
5Y div CAGR
14.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.4K
Annual income
$1,892.05
Full ZION calculator →

Portfolio growth — UL vs ZION

📍 UL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodULZION
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UL + ZION cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UL pays
ZION pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UL
Annual income on $10K today (after 15% tax)
$328.29/yr
After 10yr DRIP, annual income (after tax)
$3,997.46/yr
ZION
Annual income on $10K today (after 15% tax)
$272.17/yr
After 10yr DRIP, annual income (after tax)
$1,608.24/yr
At 15% tax rate, UL beats the other by $2,389.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UL + ZION for your $10,000?

UL: 50%ZION: 50%
100% ZION50/50100% UL
Portfolio after 10yr
$36.6K
Annual income
$3,297.47/yr
Blended yield
9.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ZION right now

UL
Analyst Ratings
9
Buy
17
Hold
9
Sell
Consensus: Hold
Price Target
$65.55
+9.3% upside vs current
Range: $60.10 — $71.00
Altman Z
4.6
Piotroski
7/9
ZION
Analyst Ratings
17
Buy
32
Hold
1
Sell
Consensus: Hold
Price Target
$67.00
+20.5% upside vs current
Range: $60.00 — $75.00
Altman Z
-0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UL buys
0
ZION buys
0
No recent congressional trades found for UL or ZION in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricULZION
Forward yield3.86% ✓3.20%
Annual dividend / share$2.32 ✓$1.78
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR20.5% ✓14.7%
Portfolio after 10y$41.8K ✓$31.4K
Annual income after 10y$4,702.90 ✓$1,892.05
Total dividends collected$18.4K ✓$9.4K
Payment frequencyquarterlyquarterly
SectorStockStock
Analyst consensusHoldHold
Analyst price target$65.55$67.00 ✓

Year-by-year: UL vs ZION ($10,000, DRIP)

YearUL PortfolioUL Income/yrZION PortfolioZION Income/yrGap
1← crossover$11,165$465.40$11,067$367.27+$98.00 → UL
2$12,532$585.20$12,278$435.72+$254.00 → UL
3$14,149$739.71$13,655$518.16+$494.00 → UL
4$16,080$940.52$15,229$617.77+$851.00 → UL
5$18,409$1,203.74$17,034$738.54+$1.4K → UL
6$21,250$1,551.98$19,111$885.50+$2.1K → UL
7$24,755$2,017.49$21,514$1,065.02+$3.2K → UL
8$29,135$2,646.78$24,305$1,285.19+$4.8K → UL
9$34,682$3,508.06$27,563$1,556.42+$7.1K → UL
10$41,813$4,702.90$31,385$1,892.05+$10.4K → UL

UL vs ZION: Complete Analysis 2026

UL — Stock

Unilever PLC operates as a fast-moving consumer goods company. It operates through Beauty & Personal Care, Foods & Refreshment, and Home Care segments. The Beauty & Personal Care segment provides skin care and hair care products, deodorants, and skin cleansing products. The Foods & Refreshment segment offers ice cream, soups, bouillons, seasonings, mayonnaise, ketchups, and tea categories. The Home Care segment provides fabric solutions and various cleaning products. The company offers its products under the Domestos, OMO, Seventh Generation, Ben & Jerry's, Knorr, Magnum, Wall's, Bango, the Vegetarian Butcher, Axe, Cif, Comfort, Dove, Lifebuoy, Lux, Rexona, Sunsilk, Equilibra, OLLY, Liquid I.V., SmartyPants, Onnit, Hellmann's, and Vaseline brands. Unilever PLC was incorporated in 1894 and is headquartered in London, the United Kingdom.

Full UL Calculator →

ZION — Stock

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Full ZION Calculator →
📬

Get this UL vs ZION comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UL vs SCHDUL vs JEPIUL vs OUL vs KOUL vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.